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Compare Medicare Insurance Agents in St James, NY

Browse medicare insurance agents serving St James, New York. Contact information and addresses listed below.

9 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 medicare insurance agents in St James, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000 jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177 agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929 jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266 agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222 dkkins.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
SA Health Plans Inc
670 Middle Country Rd suite b, St James, NY 11780
(631) 769-1584 sahealthplans.com
George F. Diffendale, Principle - New York Life
499 Lake Ave, St James, NY 11780
(631) 670-7693 newyorklife.com

Medicare insurance agents in St James, New York help residents navigate plan choices and enrollment periods. New York law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents can explain how New York Medigap rules differ from other states, including guaranteed issue rights.

What Does a Medicare Insurance Agent in St James Cost?

Medicare insurance agents in New York typically do not charge a direct fee to clients. They are paid commissions by the insurance companies whose plans they sell. These commissions are built into the plan premiums and do not increase your cost. If an agent offers consulting services outside of plan sales, fees may range from 50 to 200 dollars per hour. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a Medicare insurance agent in St James do?
A Medicare insurance agent helps you compare Part D drug plans, Medicare Advantage plans, and Medigap policies. They explain coverage options and assist with enrollment. In New York, agents must provide clear cost and benefit information without making misleading claims.
When can I enroll in Medicare in St James New York?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. In New York, you also have an annual Open Enrollment Period from October 15 to December 7. Special Enrollment Periods apply for certain life events like moving or losing other coverage.