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Find Medicare Insurance Agents Near You in Scotia, NY

Compare medicare insurance agents in Scotia. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 medicare insurance agents in Scotia, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Yetto - State Farm Insurance Agent
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534 yettoinsurance.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534 statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539 charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477 depauloagency.com
Nationwide Insurance: Cal E. Litts, Cpcu
324 Mohawk Ave, Scotia, NY 12302
(518) 372-4155 agency.nationwide.com
State Farm
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539

Medicare insurance agents in Scotia, New York help residents navigate Medicare options during the Annual Enrollment Period and Special Enrollment Periods. New York state law requires agents to be licensed and to follow strict marketing guidelines set by the New York State Department of Financial Services. Agents can assist with comparing Medicare Advantage, Part D prescription drug plans, and Medigap supplemental insurance.

What Does a Medicare Insurance Agent in Scotia Cost?

Medicare insurance agents in New York typically do not charge consumers directly. Their compensation comes from insurance carriers as commissions. These commissions are built into plan premiums and do not increase your out-of-pocket costs. For Medigap plans, monthly premiums in Scotia can range from $100 to $300 depending on your age, gender, and tobacco use. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the role of a Medicare insurance agent in Scotia New York?
A Medicare insurance agent in Scotia helps you review plan options, explain coverage details, and enroll you in a plan that fits your needs. They must be licensed in New York and cannot charge you a fee for their services. Agents are compensated by the insurance companies.
When can I enroll in a Medicare plan in New York?
You can enroll during your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or a Special Enrollment Period if you qualify. New York also has a Medicare Savings Program that may affect timing.
Are there New York specific rules for Medicare agents?
Yes, New York agents must follow the New York State Department of Financial Services regulations. They cannot use misleading marketing or make unsolicited door-to-door sales. Agents must also provide a scope of appointment form before discussing specific plans.