ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare medicare insurance agents in Niskayuna. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Niskayuna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 medicare insurance agents in Niskayuna, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Heritage Group
2331 Troy-Schenectady Rd, Niskayuna, NY 12309
(518) 782-0001
heritagegrp.com
Dave Hesler - State Farm Insurance Agent
1521 Balltown Rd Suite 2, Niskayuna, NY 12309
(518) 346-3035
daveheslerinsurance.com
Daniel G. Alcorn - Licensed Health Insurance Agent
1179 Hedgewood Ln, Niskayuna, NY 12309
(518) 346-2115
dgalcorn.com
Medicare insurance agents in Niskayuna, New York help residents compare Medicare Advantage, Medigap, and Part D plans. New York state law requires agents to be licensed and allows you to switch Medicare Advantage plans during the annual Open Enrollment Period from October 15 to December 7. Local agents understand the specific network options available in Schenectady County.
What Does a Medicare Insurance Agent in Niskayuna Cost?
Medicare insurance agents in Niskayuna generally do not charge clients a direct fee. Their compensation comes from commissions paid by insurance carriers. Medicare Part B premiums in 2025 are typically $185 per month for most beneficiaries, though higher income individuals pay more. Medicare Advantage plans may have $0 monthly premiums but include cost-sharing for services. Medigap plans in New York range from about $100 to $300 per month depending on age, gender, and plan type. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
When can I enroll in Medicare in Niskayuna?
Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. New York also has a Special Enrollment Period for those who lose employer coverage. You can change plans during the Annual Enrollment Period from October 15 to December 7.
What types of Medicare plans are available in Niskayuna?
Niskayuna residents can choose Original Medicare, Medicare Advantage plans, Medigap supplemental plans, and Part D prescription drug plans. New York guarantees Medigap access during the first six months after you enroll in Part B.
Free • No Obligation
Compare Medicare Insurance Agents
Get matched with agents in Niskayuna who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.