The top-rated medicare insurance agent in Niles, Michigan is Jessica Massey - State Farm Insurance Agent, rated 4.9 stars across 102 reviews. Other highly rated options include Goosehead Insurance - Chris Hammermeister, IMS Insurance, Brian Watson: Allstate Insurance. This directory lists 16 medicare insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Massey - State Farm Insurance Agent | 2429 S 11th St | (269) 683-2025 |
| 2 | Goosehead Insurance - Chris Hammermeister | 306 E Main St Suite 260 | (269) 241-2311 |
| 3 | IMS Insurance | 214 N 4th St | (269) 683-4900 |
| 4 | Brian Watson: Allstate Insurance | 1218 Oak St | (269) 684-5200 |
| 5 | Hagen Insurance Agency | 2015 Niles Buchanan Rd | (269) 683-1788 |
| 6 | Farmers Insurance - Patrick Colburn | 92 E Main St | — |
| 7 | Paul Barrett - State Farm Insurance Agent | 224 Front St | (269) 683-6178 |
| 8 | Korhorn Financial Group, Inc. | 2028 S 11th St | (269) 684-2560 |
| 9 | Farm Bureau Insurance - Scott Phelps | 2215 S 11th St #16 | (269) 684-1717 |
| 10 | Farmers Insurance - Justin Batman | 311 E Main St | (269) 743-6659 |
Jessica Massey - State Farm Insurance Agent serves the Niles, Michigan area as a local medicare insurance agent. The company assists clients with understanding and enrolling in Medicare coverage plans suited to their healthcare needs. They guide individuals through the complexities of Medicare Advantage options and prescription drug plans. Their work includes explaining plan benefits and helping with annual enrollment periods for supplement policies.
Goosehead Insurance - Chris Hammermeister in Niles, Michigan, offers a range of Medicare insurance agent services, including plan comparisons, enrollment guidance, and annual policy reviews. The agency provides ongoing support to help clients understand their coverage options and navigate plan changes during open enrollment periods. Its service plans focus on aligning individual healthcare needs with suitable Medicare Advantage, Supplement, and Part D drug plans. The agency serves individual homeowners, apartment residents, retail workers, and restaurant employees seeking reliable Medicare coverage solutions.
As the annual Medicare enrollment period approaches in St. Joseph, many seniors seek clarity on their plan options near Lake Michigan. IMS Insurance provides personalized guidance by reviewing local Part D formularies and Medigap policies. They assist clients in navigating the complexities of supplemental coverage and prescription drug changes for the Berrien County area. An initial in-person consultation is typically arranged to assess the client’s current health needs and preferred providers before reviewing available plans.
Homeowners and individuals in Niles, Michigan, seeking guidance through Medicare enrollment options can rely on Brian Watson at Allside Insurance for local assistance. This agency helps clients understand plan choices, including supplemental coverage, directly from their Niles office. Brian Watson: Allside Insurance offers personalized support tailored to individual healthcare needs in Berrien County. The agency also serves the surrounding communities, such as Buchanan and the greater St. Joseph-Benton Harbor metro area.
Hagen Insurance Agency serves clients in Niles, Michigan, and the surrounding communities, specializing in Medicare insurance plans. It handles Medicare Supplements, Medicare Advantage, and Part D prescription drug coverage. The agency works to match individuals with appropriate plans based on their specific healthcare needs and budget. For a typical job, it begins with a thorough review of a client’s current coverage and medical requirements before comparing available plan options side by side.
For Niles seniors comparing Medicare options during the annual enrollment period, Paul Barrett - State Farm Insurance Agent provides local guidance on plan selection. Serving the district, this office assists clients in understanding Part D drug coverage and Medicare Advantage versus Supplement plans. Agents explain coverage gaps and help match benefits with individual healthcare needs and budgets through clear, one-on-one consultation sessions. The process begins with a confidential review of current prescriptions and preferred providers.
Korhorn Financial Group, Inc. in Niles, Michigan provides guidance on Medicare plan options to help individuals navigate coverage choices, including the selection of supplemental policies and prescription drug plans. The agency focuses on aligning plan details with a client’s healthcare needs and budget. Its insurance services are available to both private individuals and commercial operations, such as local offices, warehouses, and food service establishments.
Farm Bureau Insurance - Scott Phelps in Niles, Michigan, specializes in Medicare insurance agent services, including plan comparisons for Parts A, B, and D. The agency also assists with general annual enrollment and coverage adjustments for local residents. Clients receive guidance through the complexities of Medicare options tailored to individual health needs. As seasonal changes affect medical priorities, the office helps prepare for the Medicare Annual Enrollment Period each fall to avoid gaps in prescription or hospital coverage.
Farmers Insurance - Justin Batman provides residential Medicare insurance services to clients in Niles, Michigan, offering coverage solutions for individual healthcare needs. The agency also addresses commercial insurance requirements for local businesses within the service area. As a local Medicare insurance agent, the company assists clients with plan selections and enrollment processes throughout the year. Follow-up appointments are scheduled to review coverage adjustments or answer questions between the regular annual enrollment visits.
What Does a a Medicare Insurance Agent in Niles Cost?
Medicare insurance agent services in Michigan are typically free to you because agents are paid by insurance carriers. Plan costs vary widely: Medicare Advantage plans may have $0 premiums but include copays and deductibles. Medigap plans in Michigan can range from about $100 to over $300 per month depending on your age, gender, and plan type. Part D prescription drug plans have premiums starting around $10 per month. This is general information and not insurance advice.
About medicare insurance agents in Niles
Residents of Niles, Michigan can work with a licensed Medicare insurance agent to review plan options and understand enrollment rules. Michigan law requires agents to be certified and follow state regulations when advising on Medicare Advantage, Medigap, and Part D plans. A local agent can help you compare plans available in Berrien County and explain how Michigan-specific rules affect your coverage.
Frequently Asked Questions
What does a Medicare insurance agent in Niles do?
A Medicare insurance agent helps you compare Medicare plans, explain coverage details, and assist with enrollment. They are licensed in Michigan and can show you plans from multiple carriers in your area.
When can I enroll in Medicare in Michigan?
The Initial Enrollment Period lasts seven months around your 65th birthday. Michigan also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events.
Are there Michigan-specific rules for Medigap plans?
Yes, Michigan uses a guaranteed issue rule for Medigap during the six-month Medigap Open Enrollment Period. After that, insurers may use medical underwriting. Michigan also requires Medigap plans to cover certain benefits for people under 65 with disabilities.
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