The top-rated medicare insurance agent in Muskegon, Michigan is Janis-Shunta Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Brightway Insurance, The Lambert Family Agency, Michigan Insurance Group, Farmers Insurance - Allanger Salgado Agency. This directory lists 24 medicare insurance agents serving Muskegon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janis-Shunta Insurance Agency | 436 Giles Rd | (231) 744-0400 |
| 2 | Brightway Insurance, The Lambert Family Agency | 3023 Henry St | (231) 769-2700 |
| 3 | Michigan Insurance Group | 1060 W Norton Ave Suite 1 | (231) 755-3000 |
| 4 | Farmers Insurance - Allanger Salgado Agency | 752 Pine St | (231) 903-0314 |
| 5 | Jerviss Fethke Insurance Agency..."Because Things Happen" | 71 W Webster Ave | (231) 722-2375 |
| 6 | Mark Noffsinger: Allstate Insurance | 5843 Harvey St | (231) 799-2222 |
| 7 | Capstone Insurance Services | 1050 W Western Ave Suite 311 | (231) 744-4324 |
| 8 | Majestic Insurance Agency, LLC | 200 Viridian Dr | (231) 638-5030 |
| 9 | McKenzie Price Insurance Agency, Inc. | 455 W Norton Ave | (231) 733-4411 |
| 10 | Roger Vroegindewey: Allstate Insurance | 200 Holton Rd Ste F | (231) 744-4772 |
Janis-Shunta Insurance Agency in Muskegon, MI, provides Medicare insurance services, including assistance with plan selection for those new to or renewing coverage. It helps clients understand Medicare Parts A and B, as well as Medicare Advantage and supplement plans. The agency offers ongoing support to ensure clients can review their options annually and make necessary adjustments. It serves individuals and families residing in single-family homes and apartments, as well as those who own or manage retail businesses and restaurants.
Homeowners and individuals navigating their retirement options turn to Brightway Insurance, The Lambert Family Agency for guidance on Medicare insurance plans in Muskegon, Michigan. The agency helps clients understand the differences between Medicare Advantage, Medigap, and Part D prescription drug coverage to match specific health needs and budgets. Its services include plan comparisons and annual enrollment assistance to ensure coverage adapts to changing circumstances. Coverage support also extends to residents in neighboring Norton Shores within the Muskegon metro area.
Serving the Muskegon, Michigan area and its surrounding communities, Michigan Insurance Group operates as a local medicare insurance agent. The company handles initial enrollment periods, annual plan changes, and specific needs like Medicare Advantage or prescription drug coverage. In completing a typical job, the agent first reviews an individual’s current coverage and health priorities, then presents several plan options from different carriers side by side. It then guides the client through final enrollment paperwork to ensure straightforward, accurate processing with the plan provider.
Farmers Insurance - Allanger Salgado Agency specializes in guiding clients through Medicare plan options, including supplemental coverage and prescription drug plans. It serves the Muskegon, MI area by helping individuals understand enrollment periods and compare policies to match health needs and budgets. With open enrollment approaching each fall, the agency assists clients in reviewing changes to existing plans or selecting new ones for the upcoming year.
As seasonal enrollment periods approach in Muskegon, local residents often seek clear guidance through the complexities of Medicare options. Jerviss Fethke Insurance Agency, operating in Muskegon, Michigan, addresses this need by helping clients understand their coverage choices, from supplements to prescription plans. Their focus remains on explaining how different plans work in the local healthcare network, ensuring individuals can make informed decisions during open enrollment or when turning sixty-five. An initial assessment of a client’s current medications and preferred doctors is typically scheduled first.
Mark Noffsinger: Allstate Insurance in Muskegon, MI, distinguishes between one-time enrollment guidance for Medicare plans and recurring support for annual renewals and coverage adjustments. Agents help clients compare Parts A, B, supplemental, and drug plans, ensuring options fit individual healthcare needs. Service is available on an as-needed basis, accommodating questions during the initial sign-up period or whenever plan changes arise throughout the year.
Capstone Insurance Services operates in Muskegon, Michigan as a Medicare insurance agent, helping clients understand and select suitable coverage options. The company specializes in guiding individuals through the complexities of Medicare plans, including supplemental policies and Medicare Advantage. Licensed professionals here work to match each client’s specific healthcare needs with appropriate insurance products. Their services extend to a variety of commercial sectors, including local offices, warehouses, and food service businesses seeking employee benefits guidance.
Majestic Insurance Agency, LLC serves Medicare clients in their Muskegon homes, helping them select appropriate plans. The company also handles insurance needs for commercial clients within the local service area. Agents assist individuals navigating their Medicare options, including Enrollment periods, coverage changes, and plan comparisons. This involves straightforward guidance tailored to each person's health needs and budget. Clients return for annual plan reviews and updates between regular visits, ensuring coverage adjusts as their requirements change.
McKenzie Price Insurance Agency, Inc. in Muskegon, Michigan specializes in Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. It provides year-round guidance to individuals navigating their initial enrollment or considering plan changes. The agency works to match clients with coverage that aligns with their healthcare needs and budget. During the Annual Enrollment Period from October 15 to December 7, it helps beneficiaries evaluate new plan options and avoid gaps in their prescription drug coverage.
Roger Vroegindewey: Allstate Insurance in Muskegon, Michigan, is known for providing medicare insurance agent services to local residents. The company helps clients navigate Medicare plan options, including both Original Medicare and Medicare Advantage plans. They also assist with evaluating coverage needs during annual enrollment periods. As a specialty service, the agency can offer guidance on Medicare Supplement Insurance plans to help cover additional out-of-pocket costs.
What Does a a Medicare Insurance Agent in Muskegon Cost?
Medicare insurance agents in Michigan typically do not charge you directly for their services. They are compensated by the insurance carriers whose plans they sell. Costs for Medicare plans vary widely: Part B premiums are standard at $174.70 per month in 2024 for most people, while Medicare Advantage plans may have $0 premiums or premiums up to $200 or more per month. Part D drug plan premiums average around $30 to $60 per month in Michigan. This is general information and not insurance advice.
About medicare insurance agents in Muskegon
Medicare insurance agents in Muskegon, Michigan help residents understand their plan options, including Original Medicare, Medicare Advantage, and Part D drug plans. Michigan law requires agents to be licensed by the state and follow specific marketing guidelines. Working with a local agent can help you navigate the annual enrollment period and special enrollment periods that apply in Michigan.
Frequently Asked Questions
What does a Medicare insurance agent in Muskegon do?
A Medicare insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They must be licensed in Michigan and follow state rules about plan marketing and sales.
When can I enroll in Medicare in Michigan?
The Initial Enrollment Period is a 7-month window around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. Michigan also has a Medicare Advantage Open Enrollment Period from January 1 to March 31.
Are there penalties for late enrollment in Michigan?
Yes. If you do not sign up for Part B when first eligible and do not have other creditable coverage, you may pay a late enrollment penalty. This penalty is 10 percent of the Part B premium for each full 12-month period you were eligible but did not enroll.
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