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Find Medicare Insurance Agents Near You in Flat Rock, MI

Compare medicare insurance agents in Flat Rock. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Flat Rock, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 6 medicare insurance agents in Flat Rock, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EW Smith Insurance Agency
23051 Gibraltar Rd, Flat Rock, MI 48134
(734) 782-2720 ewsmith.com
Brad Stephenson - State Farm Insurance Agent
14916 Telegraph Rd #5, Flat Rock, MI 48134
(734) 782-2068 callbradley.com
Frost & Remer Insurance
28650 Telegraph Rd, Flat Rock, MI 48134
(734) 782-2411 insurancebyfrost.com
Mike Hall Insurance Agency
28747 Church St, Flat Rock, MI 48134
(734) 782-5400
The America One Adkins Insurance
26263 Gibraltar Rd #800, Flat Rock, MI 48134
(734) 783-1717 adkins-ins.com
Kim Joanne Crock: Primerica - Financial Services
26337 Gibraltar Rd, Flat Rock, MI 48134
(734) 283-6377 reps.primerica.com

Flat Rock residents can work with a licensed Medicare insurance agent to review their coverage options during the Annual Enrollment Period or a Special Enrollment Period. Michigan law requires agents to be appointed by the carriers they represent and to follow state marketing guidelines. A local agent can help you compare Medicare Advantage, Medigap, and Part D plans available in Wayne County.

What Does a Medicare Insurance Agent in Flat Rock Cost?

Medicare insurance agents in Flat Rock do not charge you directly. Their compensation comes from the insurance carriers, typically a commission that is a percentage of the premium. For Medicare Advantage plans, this commission is usually around 0 to 100 dollars per year per plan. For Medigap policies, commissions can range from 150 to 400 dollars for the first year and lower amounts for renewals. These costs are built into the plan premiums and do not increase your out-of-pocket cost. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the difference between a Medicare insurance agent and a broker in Flat Rock?
Both are licensed in Michigan to sell Medicare plans. An agent typically represents one or a few insurance companies, while a broker can offer plans from many carriers. Both must follow Michigan insurance regulations and disclose their compensation.
When can I enroll in a Medicare plan in Flat Rock Michigan?
You can enroll during your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or a Special Enrollment Period if you qualify. Michigan follows federal Medicare enrollment rules.