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Browse medicare insurance agents serving Spencer, Massachusetts. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 medicare insurance agents in Spencer, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794
davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999
hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545
starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800
Medicare insurance agents in Spencer Massachusetts help residents compare Medicare Advantage Medigap and Part D plans. Massachusetts has a unique annual enrollment period from October 15 to December 7 with additional special enrollment periods for qualifying events. Local agents understand the specific network options available in Worcester County and can guide you through the process without charging a fee.
What Does a Medicare Insurance Agent in Spencer Cost?
Medicare insurance agents in Massachusetts do not charge you directly for their services. They are compensated by the insurance carriers whose plans you choose. Plan premiums vary widely for example Medicare Advantage plans can have $0 monthly premiums while Medigap plans typically cost between $100 and $400 per month depending on your age and the plan type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a Medicare insurance agent in Spencer do?
A Medicare insurance agent in Spencer helps you compare plans from different carriers explains coverage options and assists with enrollment. They are licensed in Massachusetts and can show you plans from multiple companies. Their services are typically free to you because they are paid by the insurance carriers.
When can I enroll in Medicare in Spencer Massachusetts?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Massachusetts also has an Annual Enrollment Period from October 15 to December 7 each year. If you miss these windows you may qualify for a Special Enrollment Period due to moving losing coverage or other life events.
Do I need a Medicare agent if I already have coverage?
It can be helpful to review your plan each year during the Annual Enrollment Period. Plan costs and networks change annually in Massachusetts. An agent can check if your current plan still meets your needs and compare new options without any cost to you.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.