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Looking for a medicare insurance agent in Ludlow? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 medicare insurance agents in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223
thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775
reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424
hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901
idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444
dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611
dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616
cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901
dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192
fieldeddy.com
Medicare insurance agents in Ludlow, Massachusetts help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Massachusetts state law requires agents to be licensed and to follow strict marketing guidelines during the Annual Enrollment Period from October 15 to December 7. Local agents can explain how MassHealth works with Medicare for dual-eligible beneficiaries.
What Does a Medicare Insurance Agent in Ludlow Cost?
Medicare insurance agents in Massachusetts do not charge you directly for their services. Commissions are paid by insurance carriers and are built into plan premiums. Medigap plans in Massachusetts can cost between $100 and $300 per month depending on your age and health status. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a Medicare insurance agent in Ludlow do?
A Medicare insurance agent helps you compare plans, enroll in coverage, and understand your options. They can assist with Medicare Advantage, Medigap, and Part D plans. Agents must be licensed by the Massachusetts Division of Insurance.
When can I enroll in Medicare in Ludlow Massachusetts?
You can enroll during your Initial Enrollment Period around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. Massachusetts also has a Medigap Open Enrollment period that lasts six months starting when you turn 65.
Are Medicare insurance agents in Ludlow free to use?
Yes, Medicare insurance agents are typically paid by insurance companies, not by you. Their services are free to beneficiaries. Always confirm that the agent is independent and can show plans from multiple carriers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.