The top-rated medicare insurance agent in Waterville, Maine is AAA Waterville Insurance and Member Services, rated 4.4 stars across 61 reviews. Other highly rated options include Michael Lee - State Farm Insurance Agent, John Fortier - State Farm Insurance Agent, Allen Insurance and Financial. This directory lists 13 medicare insurance agents serving Waterville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Waterville Insurance and Member Services | 13 Washington St | (207) 873-0692 |
| 2 | Michael Lee - State Farm Insurance Agent | 328 Main St | (207) 872-0999 |
| 3 | John Fortier - State Farm Insurance Agent | 305 Kennedy Memorial Dr | (207) 873-1101 |
| 4 | Allen Insurance and Financial | 51 Main St | (207) 873-5101 |
| 5 | Best Insurance ME | 11a Water St | (207) 803-6255 |
| 6 | Maroon Insurance Agency | 68 Silver Ter | (207) 481-4560 |
| 7 | CO AG Insurance Agency | 266 Main St #2 | — |
| 8 | Andwell Health Partners | 180 Main St | (207) 777-7740 |
| 9 | Prudential | Steve Busque | Life Insurance & Financial Services | 143 Silver St #7 | (207) 872-2634 |
| 10 | United HealthCare in Waterville | 35 Pleasant St | (866) 203-7602 |
AAA Waterville Insurance and Member Services serves the Waterville, Maine area as a local Medicare insurance agent, assisting clients with navigating their healthcare coverage options. The agency helps individuals understand the differences between Medicare Advantage plans and Medicare Supplement plans during enrollment periods. It also provides information on Part D prescription drug coverage and plan changes. Its specific services include comparing 2024 plan options and reviewing annual notices of change for existing members.
Michael Lee - State Farm Insurance Agent in Waterville, ME provides services for Medicare insurance, helping clients navigate plan options and enrollment periods. The office offers ongoing support through annual plan reviews and assistance with coverage adjustments as healthcare needs evolve. Clients can receive guidance on comparing different Medicare plans to find suitable choices for their budgets and medical requirements. This agency serves individual homeowners, families living in single-family residences, tenants in apartments, and business owners operating retail shops or restaurants in the local area.
John Fortier - State Farm Insurance Agent serves homeowners, renters, drivers, and small business owners in the Waterville, Maine area, providing guidance on Medicare insurance plans. As a Medicare insurance agent, this agency helps individuals understand their coverage options for hospital and medical needs during retirement years. The agent assists with comparing plans that suit a client’s healthcare requirements and budget. Services are also available to residents in Fairfield, just south of Waterville along the Kennebec River.
Allen Insurance and Financial serves clients across the Waterville, Maine area and its surrounding communities, specializing in Medicare insurance agent services. The company handles a full range of Medicare plans, including supplemental and Advantage options, to help individuals understand their enrollment choices. Each client receives a personalized assessment of their current coverage needs and budget considerations. For a typical job, the agent reviews a client’s medical usage history and plan preferences to present a curated selection of compatible policies for direct comparison.
At a Medicare insurance agency, clients often choose between one-time annual plan reviews for the upcoming enrollment period or ongoing service to manage policy changes that can arise throughout the year. Coverage options typically include Medicare Advantage, standalone Part D prescription drug plans, and Medicare Supplement plans. Brokers in this area help individuals evaluate their healthcare needs before comparing these available plans. Best Insurance ME in Waterville provides this assistance with appointments available on a one-time or as-needed basis to adjust coverage when circumstances shift.
Maroon Insurance Agency in Waterville, ME, provides clients with Medicare insurance plan selection, including both Medicare Advantage and Medicare Supplement options. The agency systematically reviews individual healthcare needs and budgets, guiding beneficiaries through open enrollment processes and plan comparisons. It also helps with ongoing coverage questions and paperwork for existing policyholders. During the annual Medicare Open Enrollment period, it assists local residents with making necessary changes to their existing plans to avoid coverage gaps or rising costs.
Andwell Health Partners operates as a medicare insurance agent in Waterville, ME, helping individuals navigate their coverage options for medical and prescription drug plans. The company specializes in explaining Medicare Advantage and Medigap policies to local beneficiaries. It assists clients with plan selection during open enrollment periods and coordinates with healthcare providers to confirm network participation. Commercial sectors served include professional offices, manufacturing warehouses, and food service establishments needing employee benefit guidance.
Serving residents of Waterville, Prudential | Steve Busque | Life Insurance & Financial Services offers guidance on Medicare insurance options for individuals. Commercial coverage support is also available to local business owners. Service extends throughout the greater central Maine area. The agency helps clients compare plans and navigate enrollment periods with straightforward, face-to-face consultations. Return visits can be arranged for annual reviews, ensuring coverage remains aligned with changing health needs between regular check-ins.
United HealthCare in Waterville is known for guiding clients through Medicare plan options with straightforward explanations. Serving the Waterville, ME area, this agency assists individuals in comparing Part D prescription drug coverage and Medicare Advantage plans. Its agents help evaluate available choices to match specific healthcare needs and budgets. As a specialty service, the agency can also provide support in navigating Medigap supplemental policies for those seeking additional cost protection.
What Does a a Medicare Insurance Agent in Waterville Cost?
Medicare insurance agents in Maine generally do not charge clients directly. Their compensation comes from commissions paid by insurance carriers. For Medicare Advantage plans, monthly premiums can range from $0 to over $100 depending on the plan and county. Part D drug plan premiums vary widely, often between $10 and $80 per month. This is general information, not insurance advice.
About medicare insurance agents in Waterville
Medicare insurance agents in Waterville, Maine help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Maine law requires agents to be licensed by the state Bureau of Insurance and to follow strict disclosure rules. Local agents understand the specific needs of central Maine residents, including access to healthcare providers in the Waterville area.
Frequently Asked Questions
What does a Medicare insurance agent in Waterville do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose supplemental coverage. They also assist with annual plan reviews during the Open Enrollment Period from October 15 to December 7.
Is there a time limit to enroll in Medicare in Maine?
Yes. Your Initial Enrollment Period lasts 7 months around your 65th birthday. Missing this window may result in late enrollment penalties. Maine also has a Special Enrollment Period for certain life events.
Do Medicare agents in Maine charge fees?
Most Medicare agents in Maine are paid by insurance companies, not by you. They typically do not charge direct fees for their services. Always confirm the compensation method before working with an agent.