The top-rated medicare insurance agent in Berea, Kentucky is Craig Loftis - State Farm Insurance Agent, rated 5.0 stars across 716 reviews. Other highly rated options include Shelter Insurance - Kim Maupin, Kentucky Farm Bureau Insurance, Charles Cromer: Allstate Insurance. This directory lists 11 medicare insurance agents serving Berea.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Craig Loftis - State Farm Insurance Agent | 145 Plaza Dr | (859) 986-2371 |
| 2 | Shelter Insurance - Kim Maupin | 208 Pauline Dr Ste C | (859) 986-1979 |
| 3 | Kentucky Farm Bureau Insurance | 216 Pauline Dr | (859) 986-2318 |
| 4 | Charles Cromer: Allstate Insurance | 219 Prince Royal Dr Ste 18 | (859) 228-0007 |
| 5 | Sammy Castle Insurance | 327 Chestnut St #3 | (859) 985-1986 |
| 6 | Insurance Co | 631 Chestnut St #1 | (859) 800-2917 |
| 7 | Derrick Shawn Isaac | 427 Chestnut St | (859) 985-0330 |
| 8 | Harbor Insurance KY | 101 Morningside St | (859) 592-8426 |
| 9 | EliteLegacy Insurance KY | 401 US-25 | (859) 694-5408 |
| 10 | American National Insurance Co | 711 Chestnut St | (956) 404-0844 |
Craig Loftis - State Farm Insurance Agent serves the Berea, Kentucky area and surrounding Madison County communities, providing local medicare insurance guidance. This agency assists individuals with navigating their health coverage options during the initial enrollment period and beyond. They focus on helping clients understand the distinctions between Medicare Supplement plans and Medicare Advantage plans. A key service offered includes evaluating Part D prescription drug coverage to ensure it aligns with an individual's medication needs.
Shelter Insurance - Kim Maupin offers a range of Medicare insurance guidance for individuals in Berea, KY. Kim helps clients understand their coverage options, including Original Medicare and Medicare Advantage plans. The practice also provides ongoing support for plan changes during enrollment periods and annual reviews to ensure coverage aligns with health needs and budgets. Service focuses on clear explanation of benefits and personalized plan selection. This agency serves single-family homes, apartments, retail businesses, and restaurants in the Berea community.
Kentucky Farm Insurance serves the Berea, Kentucky area as a Medicare Insurance Agent. It assists clients by explaining Medicare coverage options and policies. The company focuses on helping individuals understand their healthcare choices during enrollment periods. Agents typically guide customers through the process of selecting plans that meet their medical needs. This agency regularly works with Original Medicare parts and Medicare Advantage plans. It also handles prescription drug coverage under Medicare Part D for local residents.
Charles Cromer: Allstate Insurance offers a range of Medicare insurance options, including plans that help cover hospital and medical expenses for local residents. The agency provides guidance on enrollment and plan selection, as well as support for ongoing policy maintenance and annual coverage reviews. Clients can receive assistance with understanding their benefits and managing any changes to their healthcare needs throughout the year. The agent serves individuals living in single-family homes and apartments throughout the Berea, Kentucky area.
Sammy Castle Insurance serves local homeowners and retirees in the Berea, KY area who are navigating Medicare plan options. The company specializes in helping clients understand and enroll in Medicare Advantage, Supplement, and Part D prescription drug plans. As a local Medicare insurance agent, the agency focuses on matching each individual's healthcare needs with suitable coverage solutions. They provide personalized appointments to explain plan details and enrollment periods. Sammy Castle Insurance also assists residents in the nearby community of Richmond, ensuring broader access to Medicare guidance.
Insurance Co serves Berea and the surrounding communities in central Kentucky, offering guidance on Medicare insurance plan options. It handles Medicare Advantage, Medigap, and Part D prescription drug coverage for eligible beneficiaries. The agency assists clients in reviewing their healthcare needs and comparing available plans during enrollment periods. To manage a typical case, it begins with a personal consultation to understand the individual’s medical requirements and budget before presenting suitable choices.
Derrick Shawn Isaac in Berea, KY, helps clients choose between a one-time policy review and ongoing annual service options. The agency guides individuals through Medicare Advantage and Part D drug plan selections to fit personal healthcare needs. Annual enrollment periods and special circumstances determine which coverage path best suits each situation. This local Medicare insurance agent provides service on a one-time, scheduled, or as-needed basis according to individual client preference and circumstance.
Harbor Insurance KY in Berea specializes in Medicare supplement plans and Medicare Advantage options, guiding clients through their annual enrollment period. As a local Medicare insurance agent, it also works directly with individuals turning 65 to navigate their initial coverage choices. It addresses the specific concern of losing employer-sponsored coverage, helping clients transition seamlessly without a gap in their healthcare benefits between plan years.
As the annual Medicare enrollment period approaches, residents of Berea often seek clarity on their coverage options. EliteLegacy Insurance KY responds by offering straightforward guidance tailored to individual healthcare needs and budgets. The agency assists with plan comparisons, explaining differences in premiums and drug coverage while ensuring clients understand their choices. Every consultation begins with a thorough review of the client’s current medical requirements, followed by an initial needs assessment to identify suitable plans.
American National Insurance Co assists clients in the Berea area with navigating their Medicare coverage options. As a dedicated Medicare insurance agent, the company focuses on helping individuals select suitable plans for their healthcare needs. The agent guides customers through plan benefits and enrollment processes. Services provided extend to supply backup coverage for specific medical gaps not addressed by original Medicare. The company’s advisory support also serves local commercial sectors, including offices, warehouses, and food service establishments, ensuring these businesses have appropriate options for their eligible workforces.
What Does a a Medicare Insurance Agent in Berea Cost?
Medicare insurance agents in Kentucky do not charge you directly for their services. Their compensation comes from the insurance carriers whose plans they sell. Plan costs vary by type: Medicare Advantage plans in Berea may have $0 monthly premiums but include copays and deductibles. Medigap plans in Kentucky typically cost between $100 and $300 per month depending on your age, gender, and tobacco use. Part D drug plan premiums average around $30 to $60 per month in Madison County. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About medicare insurance agents in Berea
Medicare insurance agents in Berea, Kentucky help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance and to follow state rules on plan marketing and enrollment. Berea agents can explain how local healthcare providers in Madison County accept different plans.
Frequently Asked Questions
What does a Medicare insurance agent in Berea do?
A Medicare insurance agent in Berea helps you compare Medicare plans, enroll during initial or annual periods, and review your coverage each year. They are licensed in Kentucky and can explain plan benefits, costs, and provider networks.
When can I enroll in Medicare in Berea Kentucky?
You can enroll during your Initial Enrollment Period which starts three months before you turn 65 and ends three months after. Kentucky also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events.
Are Medicare insurance agent services free in Berea?
Yes, Medicare insurance agents in Kentucky are typically paid by insurance companies through commissions. You do not pay a fee for their help with plan selection or enrollment. Always confirm this with the agent before working with them.
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