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HomeMedicare Insurance AgentsIowa › Waterloo

Find Medicare Insurance Agents Near You in Waterloo, IA

Browse medicare insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated medicare insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 224 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent. This directory lists 19 medicare insurance agents serving Waterloo.

Showing 19 medicare insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Ryan Sullivan - State Farm Insurance Agent1809 University Ave(319) 236-1099
5The Sinnott Agency622 W 4th St(319) 233-6103
6Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
7Tjernagel Insurance2920 Falls Ave(319) 235-6719
8Shelter Insurance - Jeff Gudenkauf3680 University Ave Ste B(319) 235-8090
9Elliott Hartman Agency611 Ansborough Ave(319) 233-8459
10Bankers Life1850 W Ridgeway Ave Ste 3(319) 277-5173
VI
1111 Van Miller Wy
VGM Insurance Services
Medicare Insurance Agent · Waterloo, IA

VGM Insurance Services serves the Waterloo, Iowa area as a Medicare insurance agent. The company offers guidance on Medicare plans to help local beneficiaries understand their coverage options. It assists clients with navigating the different parts of Medicare, including enrolling in plans that suit individual healthcare needs. The agency’s work focuses on explaining plan details and comparing available policies. VGM Insurance Services handles Medicare Advantage and Medicare Supplement plan enrollments for residents in the Waterloo region.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Medicare Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent in Waterloo, IA, provides Medicare insurance agent services, including assisting clients with plan selection and enrollment. The agency offers ongoing support to help policyholders understand their coverage and manage any changes in their healthcare needs. Guidance is tailored to individual circumstances, ensuring clients receive appropriate plan options. The agent works with individuals at different life stages, serving clients in single-family homes and apartments throughout the local area.

PI
3022 Airport Blvd
PDCM Insurance
Medicare Insurance Agent · Waterloo, IA

Homeowners and senior residents in Waterloo, Iowa, turn to PDCM Insurance for expert guidance through Medicare plan options. This local agency helps clients compare coverage choices, understand enrollment periods, and select suitable policies for their healthcare needs and budgets. The team provides personalized assistance to ensure each customer finds a plan that fits their medical requirements. PDCM Insurance also serves clients in surrounding Black Hawk County communities, including Cedar Falls, to connect more residents with reliable Medicare solutions.

RS
1809 University Ave
Ryan Sullivan - State Farm Insurance Agent
Medicare Insurance Agent · Waterloo, IA

Ryan Sullivan - State Farm Insurance Agent serves Waterloo, Iowa, and the surrounding communities in Black Hawk County. The agency handles Medicare insurance plans, helping clients navigate coverage options and enrollment periods. An agent reviews an individual's healthcare needs and financial considerations before presenting plan choices from available carriers. For a typical job, the agent first gathers personal information, then explains plan differences clearly, and guides the client through the application process step by step.

SA
622 W 4th St
The Sinnott Agency
Medicare Insurance Agent · Waterloo, IA

The Sinnott Agency in Waterloo, IA assists clients with both initial Medicare enrollment and the ongoing adjustments needed when plans change annually. Coverage guidance focuses on comparing Part D drug plans and Medicare Advantage or supplement options. Local expertise helps beneficiaries navigate federal deadlines and eligibility rules specific to Iowa. Service is provided on either a one-time consultation or an as-needed basis for ongoing plan reviews.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Medicare Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting provides Medicare insurance guidance, assisting clients in Ames, Iowa, with plan selection and enrollment processes. The agency focuses on understanding individual healthcare needs and navigating the complexities of supplemental coverage options. It offers support for reviewing Part D prescription drug plans and Medicare Advantage alternatives. Commercial sectors served by this agent include local professional offices, industrial warehouses, and food service establishments seeking employee benefit solutions.

TI
2920 Falls Ave
Tjernagel Insurance
Medicare Insurance Agent · Waterloo, IA

Tjernagel Insurance specializes in helping individuals navigate Medicare Supplement and Advantage plans, along with Part D prescription drug coverage. Serving the Waterloo, Iowa area, the agency guides clients through the complexities of initial enrollment and annual plan changes. Each appointment focuses on understanding personal health needs and budget to present suitable options among available carriers. A primary concern involves assisting residents with the Annual Enrollment Period, ensuring they review their current plan before the December 7th deadline to avoid coverage gaps or unexpected cost increases.

SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Medicare Insurance Agent · Waterloo, IA

Shelter Insurance - Jeff Gudenkauf in Waterloo, Iowa, assists clients with navigating Medicare insurance options. This agent focuses on helping individuals understand and select Medicare supplement and Advantage plans that meet their healthcare needs. Serving the Waterloo area, the agency can provide personalized guidance through the enrollment periods and coverage details. It serves a variety of commercial sectors, including office spaces, warehouses, and food service establishments.

EH
611 Ansborough Ave
Elliott Hartman Agency
Medicare Insurance Agent · Waterloo, IA

As the Medicare Annual Enrollment Period approaches each fall, many Waterloo residents seek guidance on their coverage options. The Elliott Hartman Agency in Waterloo, IA works to simplify this process by explaining plan differences and available benefits to seniors in the area. The agency focuses on matching clients with appropriate Medicare Advantage or Supplement plans based on individual healthcare needs and budget constraints. Each new client relationship typically begins with a no-obligation review of their current coverage and a comparison of local plan options.

BL
1850 W Ridgeway Ave Ste 3
Bankers Life
Medicare Insurance Agent · Waterloo, IA

Bankers Life serves residents of Waterloo, Iowa, offering Medicare insurance guidance for their individual health coverage needs. Commercial coverage options are also available for local businesses seeking group benefit solutions within the broader Waterloo area. The agency works directly with clients to understand their specific plan requirements during enrollment periods, providing follow-up assistance and service adjustments between regular annual visits to ensure continued appropriate coverage.

VI
1827 Ansborough Ave
Veridian Insurance
Medicare Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
KI
1425 W 5th St Ste 2
Kvale Insurance
Medicare Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
BI
3222 Kimball Ave ste b
BankIowa Insurance
Medicare Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
NY
3116 Brockway Rd
New York Life Insurance Company
Medicare Insurance Agent · Waterloo, IA
(319) 287-5915
newyorklife.com
MR
3840 W 9th St
Medicare Rights
Medicare Insurance Agent · Waterloo, IA
(877) 839-2675
shiptacenter.org/about-medicare/regional-ship-location/north-dakota
DH
1850 W Ridgeway Ave Ste 3
Derek Havel, Bankers Life Agent
Medicare Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/derek-havel
BM
1850 W Ridgeway Ave Ste 3
Brady Mears, Bankers Life Agent
Medicare Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/brady-mears
SC
604 Mulberry St
Smart Coverage Insurance IA
Medicare Insurance Agent · Waterloo, IA
(319) 208-3098
RC
1850 W Ridgeway Ave Ste 3
Rebecca Camp, Bankers Life Agent
Medicare Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/rebecca-camp

What Does a a Medicare Insurance Agent in Waterloo Cost?

Medicare insurance agents in Iowa are typically paid by insurance companies through commissions, so their services are usually free to you. However, the plans they recommend have premiums that vary widely. In Waterloo, Medicare Advantage plans may have $0 monthly premiums, while Medigap plans often cost between $100 and $300 per month depending on age and coverage level. This is general information, not insurance advice.

About medicare insurance agents in Waterloo

Medicare insurance agents in Waterloo, Iowa help residents navigate Original Medicare, Medicare Advantage, and Part D prescription drug plans. These agents are licensed by the Iowa Insurance Division and must follow state regulations on marketing and enrollment. Working with a local agent can provide guidance on plans accepted by UnityPoint Health and MercyOne Waterloo Medical Center.

Frequently Asked Questions

What is the role of a Medicare insurance agent in Waterloo Iowa?

A Medicare insurance agent helps you compare plans, understand coverage rules, and enroll during the correct enrollment period. They are independent or captive agents licensed in Iowa who can explain plan details for Black Hawk County.

When can I enroll in Medicare in Waterloo Iowa?

The Initial Enrollment Period starts three months before your 65th birthday and lasts seven months. Iowa residents also have an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events.

Are Medicare insurance agents in Iowa required to have special training?

Yes. Iowa requires agents to complete annual Medicare training and be certified by the plans they sell. They must also follow Iowa Code section 507B on insurance producer conduct and disclosure rules.

Medicare Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.