Skip to main content

Medicare Insurance Agents in Wood River, IL

Compare medicare insurance agents in Wood River. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Wood River, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 7 medicare insurance agents in Wood River, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Fahnestock - State Farm Insurance Agent
600 N Wood River Ave, Wood River, IL 62095
(618) 254-1251 woodriversf.com
Ron Wisnasky - State Farm Insurance Agent
300 S Central Ave, Wood River, IL 62095
(618) 254-9314 ronwisnasky.com
Lewis & Clark Insurance - Equity Insurance Group
160 E Ferguson Ave, Wood River, IL 62095
(618) 254-9363 equityinsgroup.com
Shelter Insurance - Mark A. Smith
162 E Ferguson Ave, Wood River, IL 62095
(618) 254-3225 shelterinsurance.com
Secure Insurance & Financial
11 E Ferguson Ave, Wood River, IL 62095
(618) 254-8800
Farmers Insurance - Bryce Reynolds
21 S 6th St, Wood River, IL 62095
(618) 471-4107 agents.farmers.com
Aflac Insurance Agent: Cindy Renee Webb
655 Payne St, Wood River, IL 62095
(618) 259-3387 local.aflac.com

Medicare insurance agents in Wood River, Illinois help residents navigate Medicare options during the Annual Enrollment Period and Special Enrollment Periods. Illinois law requires agents to be licensed by the state Department of Insurance and to disclose their compensation. Local agents can explain how Illinois-specific programs like the Medicare Savings Program may affect plan choices.

What Does a Medicare Insurance Agent in Wood River Cost?

Medicare insurance agents in Illinois generally do not charge clients directly. They receive commissions from insurance carriers, which are built into plan premiums. For Medigap plans in Illinois, monthly premiums typically range from 50 to 300 dollars depending on age, gender, and plan type. Medicare Advantage plans often have 0 dollar premiums but may have copays and deductibles. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a Medicare insurance agent in Wood River do?
A Medicare insurance agent helps you compare Medicare Advantage, Medigap, and Part D plans. They explain plan benefits, costs, and network restrictions. Agents must be licensed in Illinois and follow state rules on marketing and disclosure.
When can I enroll in a Medicare plan in Wood River?
The Initial Enrollment Period starts three months before you turn 65 and lasts seven months. The Annual Enrollment Period runs from October 15 to December 7 each year. Illinois also allows Special Enrollment Periods for certain life events like moving or losing employer coverage.
Is there a cost to use a Medicare insurance agent in Illinois?
Most Medicare insurance agents are paid by insurance companies through commissions, so you typically pay no direct fee. However, some independent agents may charge a consultation fee. Always ask about compensation before working with an agent.