Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 medicare insurance agents in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848
agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335
darrellynlemke.com
Hawaiʻi Life
4-1379 Kuhio Hwy Suite 101, Kapaʻa, HI 96746
(800) 370-3848
hawaiilife.com
Insurance Factors
5196 Kome St, Kapaʻa, HI 96746
(808) 822-3097
insurancefactors.com
What Does a Medicare Insurance Agent in Kapaʻa Cost?
Medicare insurance agent services in Hawaii are generally offered at no direct cost to you. Agents are compensated by the insurance carriers whose plans they sell. Plan premiums vary widely: Part B premium is set by Medicare, while Medicare Advantage plans in Kauai County may have $0 monthly premiums or higher costs depending on benefits. Part D drug plan premiums also vary. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a Medicare insurance agent in Kapaʻa do?
A Medicare insurance agent helps you compare Medicare plans, enroll in coverage, and understand your options. They are licensed in Hawaii and can explain plan benefits, costs, and provider networks on Kauai.
Is there a time limit to enroll in Medicare in Hawaii?
Yes. The Initial Enrollment Period lasts 7 months around your 65th birthday. There is also an Annual Enrollment Period from October 15 to December 7. Hawaii follows federal Medicare timelines.
Do Medicare agents in Hawaii charge a fee?
Medicare insurance agents in Hawaii are typically paid by insurance companies, not by you. You do not usually pay a separate fee for their help. Always confirm with the agent before working with them.