The top-rated medicare insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Premier Benefit Consultants, Zack Pacleb - State Farm Insurance Agent. This directory lists 19 medicare insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Premier Benefit Consultants | 1437 Kilauea Ave Ste. 204 | (808) 731-3700 |
| 4 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 5 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 6 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 7 | Ohana Health Plan | 88 Kanoelehua Ave a105 | (888) 846-4262 |
| 8 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 9 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 10 | HMSA Hilo Neighborhood Center | 303 Makaala St | (808) 935-5441 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area as a local Medicare insurance agent company. It assists clients with navigating the Medicare system to find suitable health coverage options. The company focuses on understanding individual healthcare needs during the annual enrollment periods. Its agents help evaluate different plan structures for prescription drug and medical services coverage. Medigap policies and Medicare Advantage plans are among the specific services this agency handles for Hilo residents.
Iris Kuwaye - State Farm Insurance Agent provides guidance on Medicare insurance options, including plan comparisons and enrollment assistance for those in the Hilo, HI area. Ongoing client support includes annual policy reviews and help with understanding coverage changes. Their service is tailored to individuals seeking personalized advice for their healthcare needs. They offer services for single-family homes, apartments, retail, and restaurants.
Premier Benefit Consultants serves Hilo residents navigating the complexities of Medicare, helping them compare plan options for prescription drug and medical coverage. It assists both individuals turning sixty-five and those already eligible who need annual enrollment guidance. The agency works to clarify Medicare supplement and Advantage plan differences without high-pressure sales tactics. Clients can expect straightforward explanations focused on matching plans to personal healthcare needs and budgets. Premier Benefit Consultants also serves clients in the neighboring Hawaiian Paradise Park community, providing Medicare consultation services there.
Zack Pacleb - State Farm Insurance Agent serves Hilo and the surrounding Big Island communities as a Medicare insurance agent. This office handles the selection and enrollment in Medicare Advantage, Supplement, and Part D prescription drug plans. Every client interaction begins with a careful review of their current healthcare needs and budget considerations. The agent then compares available carriers to find suitable plan options. To complete a typical job, this office guides each customer step-by-step through the application and policy confirmation process.
Pyramid Insurance - Hilo helps clients distinguish between one-time Medicare enrollment assistance and ongoing annual review services, ensuring coverage matches changing healthcare needs over time. Medicare insurance agents in this area guide individuals through plan options regarding prescription drug, hospital, and supplemental policies. Agents clarify the nuances of Open Enrollment versus Special Enrollment Periods to prevent gaps in coverage. Service from this Hilo-based agency operates on an as-needed basis, with clients scheduling appointments for initial enrollments, plan comparisons, or questions during the year.
As Medicare open enrollment season approaches on the Big Island, many Hilo residents seek clarity on their coverage options. Hope Chu Hing - State Farm Insurance Agent provides local guidance through Medicare plans, helping customers understand the differences between Parts A, B, and supplemental policies. The agent offers personalized consultations for those turning sixty-five or reassessing their current plans. A thorough initial assessment of each client’s healthcare needs and budget is scheduled during the first in-person appointment.
Offering personalized Medicare insurance guidance, Ohana Health Plan helps clients understand their coverage options in Hilo, HI. It assists with enrolling in plans and navigating the annual enrollment period each fall. The agency also clarifies how Medicare coordinates with other insurance policies. For local seniors and those approaching eligibility, it addresses concerns about prescription drug coverage and out-of-pocket costs during open enrollment or after major life changes like retirement.
Serving Hilo residents, Fast Insurance Agency HI helps individuals navigate Medicare plan options for their healthcare needs. Commercial insurance coverage is also available for local businesses in the area. As a dedicated Medicare insurance agent, the agency guides clients through initial enrollment and annual plan changes. They explain the differences between Medicare Advantage, Supplement, and Part D drug plans. Contact remains available for follow-up questions or to adjust coverage between regular enrollment periods to accommodate any life changes or new health needs.
HMSA Hilo Neighborhood Center provides guidance on Medicare insurance options, helping individuals navigate plan selection and enrollment in Hilo, Hawaii. The agency specializes in explaining supplemental coverage and prescription drug plans to meet varied healthcare needs. Local clients benefit from personalized assistance tailored to their circumstances. The company serves commercial sectors including medical offices, administrative warehouses, and food service establishments throughout the area, ensuring compliance with insurance requirements for their operations and employees.
What Does a a Medicare Insurance Agent in Hilo Cost?
Medicare insurance agents in Hawaii are typically paid by insurance carriers so you do not pay a fee for their services. Medicare Part B premiums in 2024 are $174.70 per month for most people but higher income individuals pay more. Medigap plans in Hilo range from about $100 to $300 per month depending on your age and plan type. This is general information not insurance advice.
About medicare insurance agents in Hilo
Medicare insurance agents in Hilo help residents understand their coverage options under federal and Hawaii state law. Hawaii has a unique Med-QUEST program for low income individuals that can work alongside Medicare. Local agents are familiar with the Big Island health care network and can guide you through the annual enrollment period and special enrollment rules.
Frequently Asked Questions
What does a medicare insurance agent in Hilo do?
A medicare insurance agent in Hilo helps you compare Medicare Advantage, Medigap, and Part D drug plans. They explain how Hawaii specific rules like the Med-QUEST program affect your coverage. The agent does not charge you directly they are paid by the insurance company.
When can I enroll in Medicare in Hawaii?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Hawaii also follows the federal general enrollment period from January 1 to March 31 each year. If you miss these windows you may face late enrollment penalties.
Are there special rules for Medicare in Hawaii?
Yes Hawaii has a state specific Med-QUEST program that provides Medicaid benefits to eligible residents. This can help pay for Medicare premiums and cost sharing. Also Hawaii law requires that Medigap policies be guaranteed issue during certain enrollment periods.