The top-rated medicare insurance agent in Panama City, Florida is John Douglas Insurance & Financial Services, rated 4.9 stars across 404 reviews. Other highly rated options include Florida Health Connector / Florida Blue, Harry Grizzle Insurance, Michael Lovchuk - State Farm Insurance Agent. This directory lists 21 medicare insurance agents serving Panama City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Douglas Insurance & Financial Services | 2217 St Andrews Blvd | (850) 769-7785 |
| 2 | Florida Health Connector / Florida Blue | 1041 Harrison Ave | (850) 249-1010 |
| 3 | Harry Grizzle Insurance | 2104 W 23rd St | (850) 598-0450 |
| 4 | Michael Lovchuk - State Farm Insurance Agent | 3477 FL-77 a | (850) 769-9919 |
| 5 | Peoples First Insurance | 1022 W 23rd St Suite 250 | (850) 770-7047 |
| 6 | Ellis Agency Insurance | 1134 Harrison Ave | (850) 763-1627 |
| 7 | Daffin Insurance Services | 755 Harrison Ave | (850) 769-8183 |
| 8 | Acentria Insurance | 501 W 11th St | (850) 257-2990 |
| 9 | Specialty Insurance Group | 1143 Jenks Ave | (850) 747-4959 |
| 10 | Hutt Insurance Agency | 3106 W 23rd St | (850) 769-4888 |
John Douglas Insurance & Financial Services serves Panama City and the surrounding Bay County area as a Medicare insurance agent. This local agency helps individuals navigate their Medicare options, including plan comparisons for coverage needs. They assist with the enrollment process for both Medicare Advantage plans and Medicare Supplement plans. The agency also provides guidance on Part D prescription drug plans to ensure clients find suitable coverage for their healthcare and medication requirements.
Florida Health Connector / Florida Blue in Panama City, Florida, provides Medicare insurance agent services, including helping individuals compare and select Medicare Advantage, Supplement, and Part D prescription drug plans. The company offers ongoing support to assist clients with plan changes during enrollment periods and year-round service maintenance. Coverage options are tailored to meet the healthcare needs of seniors and those approaching Medicare eligibility. The team assists with plans for single-family homes, apartments, retail workers, and restaurant employees.
Medicare-eligible individuals and seniors in Panama City, Florida, turn to the Harry Grizzle Insurance agency for guidance on their healthcare coverage options. This medicare insurance agent provides thorough explanations of plans, helping clients navigate supplemental policies, Part D drug plans, and Advantage choices. The team works to align coverage with each customer’s specific medical needs and budget constraints. Its service area also extends to nearby communities such as Springfield, ensuring broader access across the Panama City metro region.
Michael Lovchuk - State Farm Insurance Agent serves Panama City, Florida, and the surrounding communities. The agency handles Medicare insurance plans, including supplements and prescription drug coverage. Clients can receive detailed plan comparisons to find suitable options for their healthcare needs. The agent works closely with individuals during the annual enrollment period to review current coverage. To handle a typical job, the agency conducts a personalized consultation to assess specific health requirements before presenting available policy choices.
At Peoples First Insurance in Panama City, Florida, guidance begins by clarifying whether a client seeks help with a one-time enrollment decision or needs ongoing support for plan adjustments and renewals. Coverage options explore both Medicare Advantage and Medicare Supplement plans available locally, helping beneficiaries navigate annual changes and personal healthcare needs. Service is provided on either a one-time consultative basis or through scheduled annual reviews and as-needed check-ins throughout the year.
Ellis Agency Insurance specializes in medicare enrollment guidance and plan comparisons for Panama City residents. The agency assists clients in navigating parts A, B, and D, as well as supplemental Medigap options. It works with individuals turning sixty-five and those already on Medicare who are reassessing their coverage. A key area of need involves helping locals who are relocating into the Panama City area and must adjust their existing plan to include available regional providers or networks.
As the annual Medicare open enrollment period nears its end in November, many residents along Florida’s Gulf Coast face complex decisions about prescription drug coverage and plan changes. Daffin Insurance Services in Panama City helps local seniors compare Part D options and supplement plans tailored to their personal healthcare needs. The agent guides clients through the initial eligibility and enrollment process, ensuring all paperwork aligns with current Medicare rules. Every consultation begins with a thorough review of the individual’s medical history and current medications to determine the most suitable coverage.
Acentria Insurance, based in Panama City, FL, is known for helping clients navigate the annual Medicare enrollment process. This agency offers assistance with Medicare Supplement and Part D prescription drug plans. Their agents explain plan differences in relation to local healthcare networks. They also review current coverage to identify cost savings. A common added specialty service is providing guidance on Medicare Advantage plan options available to Panama City residents.
Hutt Insurance Agency serves residential clients in Panama City, Florida, helping them navigate Medicare plan options and enrollment. The agency also provides commercial coverage solutions for local businesses in the Bay County area. As a Medicare insurance agent, the firm assists with program details, plan comparisons, and annual enrollment periods. Clients can contact the office for follow‑up questions or plan adjustments between regular Medicare check‑ups, ensuring coverage stays aligned with changing health needs.
What Does a a Medicare Insurance Agent in Panama City Cost?
Medicare insurance agents in Florida are typically paid by insurance carriers, so their services are usually free to you. However, plan premiums vary widely. For example, Medicare Advantage plans may have $0 monthly premiums, while Medigap plans can range from $100 to $300 per month depending on age and coverage level. Part D prescription drug plans average around $30 to $70 per month. Costs depend on your location, health status, and plan choice. This is general information, not insurance advice.
About medicare insurance agents in Panama City
Medicare insurance agents in Panama City, Florida help residents compare Part D, Medicare Advantage, and Medigap plans. Florida law requires agents to be licensed by the state and to follow specific marketing and enrollment rules. Local agents understand the network options available in Bay County and nearby areas.
Frequently Asked Questions
What does a Medicare insurance agent do in Panama City?
A Medicare insurance agent helps you review plan options, explain coverage details, and enroll in a plan that fits your needs. They are licensed by the Florida Department of Financial Services and must follow state regulations. Agents can assist with both Original Medicare and private plan choices.
When can I enroll in a Medicare plan in Florida?
Your Initial Enrollment Period lasts 7 months, starting 3 months before the month you turn 65. The Annual Enrollment Period runs from October 15 to December 7 each year. Florida also has a Medicare Advantage Open Enrollment Period from January 1 to March 31.
Are there Florida-specific rules for Medicare agents?
Yes, Florida law requires agents to complete annual training on Medicare products and to follow strict marketing guidelines. Agents must also provide a scope of appointment form before discussing specific plans. These rules help protect consumers from misleading sales practices.
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