The top-rated medicare insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,525 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Steve Myers - State Farm Insurance Agent. This directory lists 15 medicare insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Steve Myers - State Farm Insurance Agent | 9004 SW 152nd St | (305) 253-5800 |
| 5 | Del Toro Insurance | 17120 S Dixie Hwy | (786) 579-1444 |
| 6 | Grabowski-Scheller Agency: Allstate Insurance | 9000 SW 152nd St Ste 103 | (888) 776-7805 |
| 7 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
| 8 | All About Insurance, Inc. | 17891 S Dixie Hwy STE 105 | (305) 251-3098 |
| 9 | All American Insurance | 9036 SW 152nd St | (305) 233-0855 |
| 10 | Palmetto Bay Insurance Group | 15715 S Dixie Hwy STE 101 | (305) 969-0060 |
Univista Insurance in Palmetto Bay, Florida, is known for guiding residents through the complexities of Medicare coverage. The agency helps clients compare Medicare Advantage, Supplement, and Part D prescription drug plans to match their healthcare needs. Its advisors explain plan benefits, network restrictions, and out-of-pocket costs in clear terms. For individuals new to Medicare or those reassessing their current plans, Univista offers personalized annual enrollment consultations to ensure no coverage gaps occur.
Jorge Milanes - GEICO Insurance Agent serves Palmetto Bay and the surrounding Miami-Dade County area, offering guidance on Medicare insurance options. This local agency helps clients navigate plan choices, including Medicare Supplement and Medicare Advantage plans. It works to assess individual health coverage needs for eligible residents in the community. The office also assists clients with understanding prescription drug plan options available in this region.
GreatFlorida Insurance: Tamara Mourino provides a full range of Medicare insurance services, including plan comparisons, enrollment assistance, and ongoing policy reviews. She helps clients understand their coverage options and adjust plans during open enrollment periods to meet changing healthcare needs. Her service approach focuses on clear explanations and personalized support throughout the year. This Palmetto Bay, FL agent serves clients residing in single-family homes, apartments, retail spaces, and restaurants across the local area.
Steve Myers - State Farm Insurance Agent serves local homeowners and individuals seeking guidance on their healthcare coverage in Palmetto Bay, FL. The agency helps clients navigate Medicare insurance options, providing assistance with plan selection during enrollment periods. Services are tailored to address individual health needs and budget considerations. This Medicare insurance agent also covers the nearby community of Cutler Bay and surrounding areas within the southern Miami-Dade metro region.
Del Toro Insurance serves clients in Palmetto Bay, Florida, and the surrounding communities, including Cutler Bay, Pinecrest, and South Miami. It handles Medicare insurance plans, focusing on helping seniors navigate annual enrollment periods and coverage changes. For a typical job, it reviews a client’s current medications and preferred providers before comparing all available local plan options. It then presents the key differences in coverage and monthly costs, allowing the client to make an informed choice on a plan that fits their healthcare needs and budget.
Clients often need both a one-time explanation of Medicare enrollment or a long-term service plan for ongoing coverage changes. A Medicare insurance agent explains the difference between Advantage plans and supplements, helping individuals choose based on their healthcare needs and budget. The Grabowski-Scheller Agency: Allstate Insurance in Palmetto Bay, FL provides this guidance for local residents. These services are available either for a single appointment, on a scheduled annual review basis, or as needed throughout the year.
As the Medicare Annual Enrollment Period approaches each fall, residents of Palmetto Bay often face complex choices between Original Medicare and Medicare Advantage plans. D Insurance Group provides guided assistance through plan comparisons, helping clients understand coverage options and potential out-of-pocket costs. Their consultations focus on matching individual prescriptions, preferred doctors, and budget needs with suitable plans. All discussions begin with an initial review of current coverage and health requirements during a complimentary, no-obligation assessment.
All About About Insurance, Inc. in Palmetto Bay, FL specializes in Medicare insurance agent services, including plan comparisons and enrollment guidance. It assists local beneficiaries in understanding Medicare Advantage, Medigap, and prescription drug coverage options. The agency explains plan costs, networks, and out-of-pocket limits to help clients choose appropriate policies for their health needs. During the Annual Enrollment Period from October 15 to December 7, it helps seniors assess changes in their current plans and identify alternative coverage that may better suit their prescriptions or preferred doctors.
All American Insurance serves Palmetto Bay, Florida, and the surrounding Miami-Dade County area as a local Medicare Insurance Agent. It focuses on helping individuals understand their Medicare options during annual enrollment periods. The agency provides guidance on plan selections that align with each client’s healthcare needs and budget. It assists clients with reviewing available Medicare Advantage plans and coordinating the transition to Medicare Supplement coverage in this region.
Palmetto Bay Insurance Group specializes in helping individuals navigate Medicare plans, focusing on coverage options like supplements and Part D drug plans. Based in Palmetto Bay, Florida, the agency works with clients to understand enrollment periods and plan selections. Their services extend to local offices needing group Medicare guidance, warehouse employee enrollments, and food service businesses managing their workforce healthcare transitions.
What Does a a Medicare Insurance Agent in Palmetto Bay Cost?
Medicare insurance agents in Florida typically do not charge a fee for their services. They are paid by insurance companies through commissions that are built into plan premiums. Some independent agents may charge a consultation fee of 50 to 150 dollars but this is less common. Costs for Medicare plans themselves vary widely based on the plan type and your income. This is general information and not insurance advice.
About medicare insurance agents in Palmetto Bay
Medicare insurance agents in Palmetto Bay Florida help residents compare Part D plans Medicare Advantage and Medigap policies. Florida law requires agents to be state licensed and complete annual certification. Local agents understand the specific network options available in Miami-Dade County.
Frequently Asked Questions
What does a medicare insurance agent in Palmetto Bay do?
An agent helps you review your Medicare options including Part A Part B Part D and Medicare Advantage plans. They explain plan costs provider networks and enrollment rules. Agents do not charge you directly they receive commissions from insurance companies.
When can I enroll in Medicare in Florida?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Florida also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for certain life events like moving or losing other coverage.
Are there state-specific rules for Medicare agents in Florida?
Yes Florida agents must hold a valid 2-15 health insurance license from the Florida Department of Financial Services. They must also complete annual Medicare training and follow federal marketing guidelines. Agents cannot use high-pressure sales tactics or make unsolicited door-to-door visits.
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