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Find Medicare Insurance Agents in Lutz, FL

Directory of medicare insurance agents in Lutz, Florida. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 medicare insurance agents in Lutz, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396 flinsuranceteam.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020 insurancefindersofflorida.com
AdviseCare Insurance
20150 Stella Way Suite 8, Lutz, FL 33558
(813) 544-7066 advisecareinsurance.com

Medicare insurance agents in Lutz, Florida help residents compare Part D, Medicare Advantage, and Medigap plans. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents can explain how Florida-specific rules, such as the annual enrollment period from October 15 to December 7, affect your coverage options.

What Does a Medicare Insurance Agent in Lutz Cost?

In Florida, Medicare Part B premiums start at $174.70 per month in 2024 for most beneficiaries. Medicare Advantage plans often have $0 monthly premiums but may include deductibles and copays. Medigap plans in Florida can cost between $100 and $300 per month depending on the plan type and your age. Costs vary by situation and plan choice. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a Medicare insurance agent in Lutz do?
A Medicare insurance agent helps you review plan options, compare costs, and enroll in Medicare Part A, Part B, Part D, or Medicare Advantage. They are licensed in Florida and can answer questions about coverage and out-of-pocket costs.
When can I enroll in Medicare in Florida?
Your Initial Enrollment Period lasts seven months around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. Special Enrollment Periods may apply if you move or lose other coverage.
Do I have to pay a fee for a Medicare insurance agent in Lutz?
Most Medicare insurance agents are paid by insurance companies through commissions, so you typically do not pay a direct fee. However, some agents may charge a consultation fee for detailed financial planning. Always ask about fees before meeting.