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Find Medicare Insurance Agents in Fernandina Beach, FL

Directory of medicare insurance agents in Fernandina Beach, Florida. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 medicare insurance agents in Fernandina Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300 brightway.com
Brightway Insurance, The Tarzia Agency
960185 Gateway Blvd STE 107, Fernandina Beach, FL 32034
(904) 491-7622 brightway.com
Fernando Cevallos - State Farm Insurance Agent
474418 E State Rd 200, Fernandina Beach, FL 32034
(904) 261-2664 fernandinafern.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515 8flags.com
Compass Group Insurance
11 S 11th St, Fernandina Beach, FL 32034
(904) 746-4648 compassgroupinsurance.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736 agents.estrellainsurance.com
Nelson & Associates Insurance, LLC.
1890 S 14th St #301, Fernandina Beach, FL 32034
(904) 326-3288 nelsonandassociatesinsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707 morrowig.com
Amelia Insurance
2384 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-3606 ameliainsurance.com
Patriot Growth Insurance Services, LLC
911 S 8th St, Fernandina Beach, FL 32034
(904) 730-7343 shapiroinsurancegroup.com
Llerandi Insurance Group
474384 E State Rd 200, Fernandina Beach, FL 32034
(904) 310-3803 content.naic.org
Tatum Insurance Agency of Amelia Island
5317 S Fletcher Ave #3, Fernandina Beach, FL 32034
(904) 729-4575 tatumagency.com
Amelia Underwriters
117 Centre St, Fernandina Beach, FL 32034
(904) 261-2306 ameliaunderwriters.com
Farm Bureau Insurance - Fernandina Beach
1890 S 14th St Suite 301, Fernandina Beach, FL 32034
(904) 261-4355
Harper Insurance Agency Inc.
714 Beech St, Fernandina Beach, FL 32034
(904) 406-0887 harperinsuranceagencyinc.com
McGriff Insurance Services
5211 S Fletcher Ave STE 100, Fernandina Beach, FL 32034
(904) 261-9828 mcgriffinsurance.com
Raulerson Insurance Group
1901 Island Walkway #113, Fernandina Beach, FL 32034
(904) 267-1585 raulersoninsurance.com
CM SR22 Insurance Group
3321 S Fletcher Ave, Fernandina Beach, FL 32034
(855) 698-0461 cmsr22insurancegroup.com
TRINITY LIFE INSURANCE
2754 Ocean Dr B, Fernandina Beach, FL 32034
(904) 556-2897 trinityinsuranceco.com

Medicare insurance agents in Fernandina Beach help residents navigate plan options during the Annual Enrollment Period and Special Enrollment Periods. Florida law requires agents to be licensed and appointed by the carriers they represent. Local agents understand the specific needs of Nassau County seniors, including access to regional healthcare networks.

What Does a Medicare Insurance Agent in Fernandina Beach Cost?

Medicare insurance agents in Florida do not charge consumers for their services. However, the plans they recommend have monthly premiums that vary widely. Medicare Advantage plans may have $0 premiums while Medigap plans can cost between $100 and $400 per month depending on age and coverage level. Part D prescription drug plans also have premiums ranging from $10 to $100 per month. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the best time to enroll in Medicare in Fernandina Beach?
Your Initial Enrollment Period begins three months before your 65th birthday month and ends three months after. For most people this is the best time to enroll without penalty. Florida residents also have an Annual Enrollment Period from October 15 to December 7 each year.
Do Medicare insurance agents in Fernandina Beach charge a fee?
No, licensed Medicare insurance agents are typically compensated by the insurance carriers, not by you. You do not pay a separate fee for their services. Always confirm with the agent that they are appointed with the plans they present.