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Find Medicare Insurance Agents Near You in Destin, FL

Browse medicare insurance agents serving Destin, Florida. Updated 2026-07-14.

The top-rated medicare insurance agent in Destin, Florida is Dave Morrow: Allstate Insurance, rated 4.9 stars across 220 reviews. Other highly rated options include Liufau McCall Insurance Group, Lucleon Insurance, The Baldwin Group (formerly Affordable Home insurance). This directory lists 18 medicare insurance agents serving Destin.

Showing 18 medicare insurance agents in Destin, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dave Morrow: Allstate Insurance3997 Commons Dr W Ste H(850) 650-0600
2Liufau McCall Insurance Group36008 Emerald Coast Pkwy Suite 601B(850) 460-7490
3Lucleon Insurance305 Mountain Dr Ste G(850) 361-2882
4The Baldwin Group (formerly Affordable Home insurance)4008 Legendary Dr Suite 400(850) 654-1567
5Health Care Exchange225 Main St Ste 12(850) 376-3459
6Jim Liufau - State Farm Insurance Agent36008 Emerald Coast Pkwy Ste 401(850) 837-1329
7Norton Insurance of Florida4012 Commons Dr W STE 118(850) 244-1574
8Aqua Bay Insurance4507 Furling Ln STE 201(850) 269-0686
9Asshield Insurance415 Mountain Dr STE 3(850) 684-0164
10Acentria Insurance4634 Gulfstarr Dr(850) 650-1950
DM
3997 Commons Dr W Ste H
Dave Morrow: Allstate Insurance
Medicare Insurance Agent · Destin, FL

Dave Morrow: Allstate Insurance serves the Destin, Florida, area and surrounding Okaloosa County as a medicare insurance agent. It helps local seniors and eligible individuals navigate their Medicare options by providing guidance on coverage choices. The agency assists with plan comparisons and the enrollment process. Among the specific services it handles in this area are Medicare Supplement plans and Medicare Advantage plan selection.

LM
36008 Emerald Coast Pkwy Suite 601B
Liufau McCall Insurance Group
Medicare Insurance Agent · Destin, FL

Liufau McCall Insurance Group in Destin, Florida, provides Medicare insurance guidance, helping local clients select appropriate coverage plans. It also offers ongoing support for policy maintenance, including annual enrollment updates and plan adjustments as needs change. As a Medicare insurance agent, the company assists with navigating plan options for individuals seeking healthcare coverage during retirement. The agency typically serves properties such as single-family homes, apartments, retail locations, and restaurants throughout the Destin area.

LI
305 Mountain Dr Ste G
Lucleon Insurance
Medicare Insurance Agent · Destin, FL

Lucleon Insurance serves Destin, Florida, and its surrounding communities along the Emerald Coast with Medicare insurance agent services. The company handles Medicare Advantage, Medigap, and Part D prescription drug plans for eligible beneficiaries. It assists clients during the Annual Enrollment Period and Special Enrollment Periods, helping them understand coverage options that suit their healthcare needs. To handle a typical job, the agent first reviews a client’s current coverage and health requirements, then compares available plans to present a clear explanation of each choice.

BG
4008 Legendary Dr Suite 400
The Baldwin Group (formerly Affordable Home insurance)
Medicare Insurance Agent · Destin, FL

The Baldwin Group, located in Destin, Florida, serves homeowners and retirees throughout the region as a medicare insurance agent. This company helps individuals navigate Medicare plan options, including supplemental coverage and prescription drug plans, to match their healthcare needs. Its agents work with clients to compare policies from different carriers available in the local market. The group also provides services to residents living in the nearby Fort Walton Beach area and surrounding communities in Okaloosa County.

HC
225 Main St Ste 12
Health Care Exchange
Medicare Insurance Agent · Destin, FL

Health Care Exchange in Destin, Florida provides Medicare insurance plan enrollment and annual policy reviews. It assists clients with comparing Part D prescription drug coverage and Medicare Advantage options. Additionally, the agency helps people navigate Medicare Supplement plans to fill coverage gaps. Many residents turn to this agency during the Annual Enrollment Period each fall, when individuals can make critical changes to their existing Medicare coverage for the upcoming year.

JL
36008 Emerald Coast Pkwy Ste 401
Jim Liufau - State Farm Insurance Agent
Medicare Insurance Agent · Destin, FL

Jim Liufau - State Farm Insurance Agent in Destin, FL, helps individuals understand the difference between choosing a one-time Medicare supplement plan and selecting a recurring Advantage or Part D prescription drug policy. Coverage through this agent focuses on aligning plan benefits with each client’s medical needs and budget in the Destin area. Clients may schedule appointments on a one-time basis for an initial review, or arrange recurring annual check-ins as needed. Service runs on either a one-time, scheduled, or as-needed basis.

NI
4012 Commons Dr W STE 118
Norton Insurance of Florida
Medicare Insurance Agent · Destin, FL

Norton Insurance of Florida serves Medicare beneficiaries in Destin and the surrounding communities across the Florida Panhandle. The company handles Medicare Supplement plans, Medicare Advantage options, and Part D prescription drug coverage. Its agents explain the differences between each plan type so clients can make informed decisions without confusion. For a typical job, the agency begins by reviewing the individual’s current coverage and health needs before comparing available plans for the upcoming enrollment period.

AB
4507 Furling Ln STE 201
Aqua Bay Insurance
Medicare Insurance Agent · Destin, FL

As the Medicare Annual Enrollment Period approaches each fall, many Destin residents review their coverage needs against rising medical costs. Aqua Bay Insurance assists local seniors in navigating these changes by comparing available Medicare Advantage, Supplement, and Part D plans from multiple carriers. Their office in Destin, FL, focuses on explaining plan specifics and out-of-pocket limits without sales pressure. For those beginning their search, the company offers a complimentary initial assessment to evaluate current prescriptions and preferred doctors before recommending any plan options.

AI
415 Mountain Dr STE 3
Asshield Insurance
Medicare Insurance Agent · Destin, FL

Asshield Insurance works with individuals in Destin, Florida, to help them understand their health coverage choices and enroll in appropriate plans. It specializes in Medicare insurance, including the selection of Medicare Advantage and prescription drug policies that fit each client’s needs. The agency can assist commercial operations such as local offices, warehouses, and food service businesses in evaluating group health options for their employees.

AI
4634 Gulfstarr Dr
Acentria Insurance
Medicare Insurance Agent · Destin, FL

Acentria Insurance, based in Destin, Florida, distinguishes between one-time enrollment guidance and recurring annual plan reviews. Their Medicare insurance services focus on helping clients understand original Medicare, supplement plans, and Part D prescription drug coverage options available in the region. Coverage explanations address both immediate healthcare needs and long-term budgeting. Service is available on an as-needed basis for questions or policy adjustments, with additional scheduled appointments each fall during the Annual Enrollment Period.

SI
853 US-98
Synergy Insurance Destin
Medicare Insurance Agent · Destin, FL
(850) 610-1709
SI
529 US-98
Smile Insurance Agency
Medicare Insurance Agent · Destin, FL
(850) 470-1646
WA
230 Harbor Blvd
The Wave
Medicare Insurance Agent · Destin, FL
protectedbythewave.com
UI
10725 US-98
Universal Insurance FL
Medicare Insurance Agent · Destin, FL
(850) 610-0287
DI
127 Harbor Blvd Ste 10
Destin Insurance Group
Medicare Insurance Agent · Destin, FL
(850) 837-6242
destininsurance.com
FF
43 Harbor Blvd
Florida Financial Services Inc
Medicare Insurance Agent · Destin, FL
(850) 837-3883
WA
127 Harbor Blvd Ste 10
Waterfield & Associates Inc.
Medicare Insurance Agent · Destin, FL
(850) 837-6242
destininsurance.com
MM
3924 Mesa Rd
MY Medicare Search
Medicare Insurance Agent · Destin, FL
(561) 559-7153
mymedicaresearch.com

What Does a a Medicare Insurance Agent in Destin Cost?

Medicare insurance agents in Florida generally do not charge clients directly for their services. Instead, they receive commissions from the insurance companies whose plans they sell. These commissions are built into the plan premiums and do not increase your out-of-pocket cost. Costs for Medicare plans themselves vary widely: Medicare Part B has a standard monthly premium of $174.70 in 2024 for most beneficiaries, while Medicare Advantage plans may have $0 premiums or premiums up to $200 or more per month depending on coverage and network. This is general information, not insurance advice.

About medicare insurance agents in Destin

Medicare insurance agents in Destin, Florida help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Florida law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific health plan networks available in Okaloosa County and the surrounding area.

Frequently Asked Questions

What is the role of a Medicare insurance agent in Destin?

A Medicare insurance agent in Destin helps you compare plans from different carriers and enroll in coverage that fits your needs. They explain the differences between Medicare Parts A, B, C, and D. Agents are required to be licensed by the Florida Department of Financial Services.

When can I enroll in Medicare in Florida?

Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Florida also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply if you lose other coverage.

Do Medicare agents in Destin charge a fee for their services?

Most Medicare insurance agents in Florida are paid by the insurance carriers, not by you. They typically do not charge a direct fee for helping you enroll. Always ask about compensation before working with an agent.

Medicare Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.