The top-rated medicare insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 708 reviews. Other highly rated options include Estrella Insurance, Del Toro Insurance, Univista Insurance. This directory lists 14 medicare insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellie Mills - State Farm Insurance Agent | 20330 Old Cutler Rd | (305) 238-8688 |
| 2 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 3 | Del Toro Insurance | 18651 S Dixie Hwy | (305) 252-1009 |
| 4 | Univista Insurance | 18932 S Dixie Hwy | (305) 433-7393 |
| 5 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 6 | MIAPLUS INSURANCE | 10700 Caribbean Blvd suite 202-1 | (786) 853-4520 |
| 7 | Arena Insurance Agency Corp | 10720 Caribbean Blvd Suite 423 | (305) 251-3312 |
| 8 | Lumina Insurance At Cutler Bay | 20250 S Dixie Hwy Ste 202 | (786) 409-0930 |
| 9 | Danel Insurance Solutions | 10700 Caribbean Blvd | (888) 906-9862 |
| 10 | Sure Insurance Agency | 20555 Old Cutler Rd | (305) 203-0289 |
Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida, area and provides medicare insurance agent services. This agency helps clients understand available Medicare options during initial enrollment and annual open enrollment periods. The agent assists with comparing Medicare Advantage plans and Medicare Supplement policies to match individual healthcare needs. Ellie Mills - State Farm Insurance Agent handles both Medicare Part D prescription drug coverage and Medicare Supplement insurance enrollment in Cutler Bay.
Estrella Insurance serves the Cutler Bay area and surrounding South Florida communities, assisting clients with their Medicare coverage needs. The team works with individuals eligible for Medicare, helping them understand plan options and enrollment periods available in the local market. It explains the differences between Medicare Supplement plans and Medicare Advantage plans, providing personalized guidance based on client health and budget considerations. When handling a typical enrollment, the agent reviews a client's current coverage, compares available local plans, and recommends policies that match their specific healthcare needs.
Del Toro Insurance serves clients in Palmetto Bay, Florida, and the surrounding communities, including Cutler Bay, Pinecrest, and South Miami. It handles Medicare insurance plans, focusing on helping seniors navigate annual enrollment periods and coverage changes. For a typical job, it reviews a client’s current medications and preferred providers before comparing all available local plan options. It then presents the key differences in coverage and monthly costs, allowing the client to make an informed choice on a plan that fits their healthcare needs and budget.
Univista Insurance in Cutler Bay, Florida, assists beneficiaries in distinguishing between one-time enrollment options like Medicare Advantage plans and recurring coverage such as Part D prescription drug plans. Their local agents provide guidance on whether ongoing monthly supplement policies or annual open enrollment changes best fit each client’s healthcare needs. Appointments are available on a scheduled basis for detailed consultations, with additional as-needed support throughout the year for plan adjustments or billing questions.
Claudia's Insurance Inc provides comprehensive guidance through the complexities of Medicare options, including plan comparisons and annual enrollment assistance. It offers ongoing support to help clients review their coverage and adjust to changing healthcare needs throughout the year. The agency serves residents in Cutler Bay and the surrounding area, working with individuals and families seeking appropriate health insurance solutions. Claudia's Insurance Inc services single-family homes, apartments, retail businesses, and restaurants throughout the local community.
Serving Cutler Bay and the surrounding South Florida communities, MIAPLUS INSURANCE handles Medicare insurance needs for local residents. The company assists clients with understanding their plan options, including Medicare Advantage, Supplement, and Part D prescription drug coverage. To complete a typical job, the agent first reviews an individual’s current coverage and eligibility, then explains available plans and helps compare benefits side-by-side before guiding the client through the enrollment process.
Arena Insurance Agency Corp assists Medicare-eligible individuals in Cutler Bay, Florida, with navigating their health plan options. As a local medicare insurance agent, the company helps clients understand the differences between Medicare Advantage, Medigap, and Part D prescription drug plans. They provide personalized guidance to ensure customers select coverage that aligns with their healthcare needs and budget. This support extends to retirees and those turning sixty-five in the surrounding area. The agency also serves residents in the neighboring community of Palmetto Bay.
Lumina Insurance At Cutler Bay offers both one-time consultations for comparing current coverage and ongoing service for managing annual plan changes. They assist clients in Cutler Bay, FL, with navigating Medicare options, including Plan D for prescriptions and Medicare Advantage plans. This local agent provides personalized guidance to help individuals understand their benefits and enrollment periods. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s preference and renewal cycle.
Danel Insurance Solutions specializes in Medicare Advantage plans, supplement policies, and Part D prescription drug coverage for clients in Cutler Bay, FL. The agency also provides annual enrollment reviews and personalized plan comparisons to match individual healthcare needs and budgets. Each session explains plan benefits, network options, and out-of-pocket costs in clear terms. It helps local seniors navigate changes during the annual fall open enrollment period or during special enrollment triggered by relocation or loss of prior coverage.
As the Medicare Annual Enrollment Period approaches each fall, residents of Cutler Bay, FL often face complex plan options. Sure Insurance Agency helps local seniors navigate these changes by explaining Medicare Advantage and Supplement coverage in clear terms. The agency focuses on matching each client’s specific healthcare needs and budget with available plans in southern Miami-Dade County. This process includes an initial face-to-face assessment at the agent’s office during business hours to review each individual’s current prescriptions and preferred doctors.
What Does a a Medicare Insurance Agent in Cutler Bay Cost?
Medicare insurance agents in Florida do not charge you directly for their services. The insurance companies pay them commissions, so your cost for using an agent is zero. However, Medicare plan costs vary widely. Original Medicare Part B has a standard monthly premium of $174.70 in 2024 for most people. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. This is general information, not insurance advice.
About medicare insurance agents in Cutler Bay
Medicare insurance agents in Cutler Bay, Florida help residents compare plan options and enroll in Medicare Part A, Part B, Medicare Advantage, and Part D prescription drug plans. Florida law requires all agents to be licensed by the state and follow strict guidelines during the Annual Enrollment Period from October 15 to December 7. Local agents understand the specific needs of Cutler Bay seniors, including access to nearby hospitals and specialists.
Frequently Asked Questions
When can I enroll in Medicare in Cutler Bay?
You can enroll during the Initial Enrollment Period around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. Florida also has a Special Enrollment Period for certain life events like moving or losing other coverage.
Do Medicare insurance agents in Cutler Bay charge a fee?
Most Medicare insurance agents in Florida are paid by insurance companies, not by you. You do not pay a fee for their help with plan selection or enrollment. Always confirm with the agent that their services are free to you.
What types of Medicare plans are available in Cutler Bay?
Cutler Bay residents can choose Original Medicare, Medicare Advantage plans, and Part D prescription drug plans. Florida also offers Medicare Supplement plans, also called Medigap, which help cover out-of-pocket costs. An agent can explain the differences and help you compare options.
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