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Directory of medicare insurance agents in Saratoga, California. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 medicare insurance agents in Saratoga, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donald Wilson - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 257-8700
donaldcwilson.com
Phil Mills - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 354-5250
phil-mills.com
Greg Pond - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 358-0200
gregpondinsurance.com
Pat Richard Insurance Agency
14540 Big Basin Wy, Saratoga, CA 95070
(408) 867-1771
patrichardinsurance.com
Cory McElwee - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 861-1550
corymcelwee.com
Farmers Insurance - Chuck Page
14462 Big Basin Wy, Saratoga, CA 95070
(408) 356-0427
agents.farmers.com
Village Insurance Services
12280 Saratoga Sunnyvale Rd STE 112, Saratoga, CA 95070
(408) 973-0800
villageinsuranceservices.net
O'Connor Insurance Agency
18809 Cox Ave #260, Saratoga, CA 95070
(408) 877-0000
oconnorhoains.com
Farmers Insurance - Ramir Nuestro
18809 Cox Ave #180, Saratoga, CA 95070
(408) 816-7745
agents.farmers.com
Medicare insurance agents in Saratoga, California help residents compare plans and enroll during the Initial Enrollment Period or Annual Enrollment Period. Under California law, agents must follow strict disclosure rules and cannot offer cash gifts to induce enrollment. Saratoga agents often assist clients with Medicare Advantage and Medigap plans tailored to Santa Clara County healthcare networks.
What Does a Medicare Insurance Agent in Saratoga Cost?
Medicare insurance agents in California typically do not charge clients directly; they receive commissions from insurance carriers. These commissions are built into plan premiums and vary by plan type and carrier. For example, a Medicare Advantage plan may have a $0 monthly premium, while a Medigap plan can cost $100 to $300 per month depending on age and health. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
When can I enroll in Medicare in Saratoga?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. In California, you may also qualify for a Special Enrollment Period if you lose employer coverage. The Annual Enrollment Period runs from October 15 to December 7 each year.
What is the difference between Medicare Advantage and Medigap in California?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and pay some out-of-pocket costs. In California, Medigap plans are guaranteed issue during your Medigap Open Enrollment Period.
Do Medicare agents in Saratoga charge a fee?
Most Medicare insurance agents are paid by insurance companies and do not charge you directly. However, some agents may charge consulting fees for specialized advice. Always ask about fees before you start working with an agent.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.