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Compare medicare insurance agents in Needles. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Needles, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 medicare insurance agents in Needles, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Social Security Administration
1502 Bailey Ave, Needles, CA 92363
(800) 772-1213
ssa.gov
Janet Jernigan
920 W Broadway St, Needles, CA 92363
(760) 326-4007
content.naic.org
Farmers Insurance Group
920 W Broadway St, Needles, CA 92363
(760) 326-4007
farmers.com
Nationwide Insurance: Mountain Pacific Insurance And Financial Services
121 F St Ste 2, Needles, CA 92363
(760) 326-5335
agency.nationwide.com
Jernigan Insurance
920 W Broadway St, Needles, CA 92363
(760) 326-4007
Nationwide Insurance: Carrie Bruggenwirth
1410 W Broadway St ste # a, Needles, CA 92363
(760) 820-4742
nationwide.com
Needles, California residents can work with a licensed Medicare insurance agent to review plan options during the Annual Enrollment Period or a Special Enrollment Period. California law requires all agents to follow strict disclosure rules and to provide a personalized needs assessment. Local agents understand the specific healthcare needs of San Bernardino County residents.
What Does a Medicare Insurance Agent in Needles Cost?
Medicare insurance agents in California generally do not charge you directly; they receive commissions from insurance carriers. For Medicare Advantage plans, monthly premiums can range from $0 to over $100 depending on the plan and county. Medigap plans in California can cost between $100 and $300 per month for a 65-year-old, but rates vary by insurer and health status. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a Medicare insurance agent and a broker in Needles?
An agent typically represents one or a few insurance companies, while a broker can offer plans from multiple carriers. Both must be licensed by the California Department of Insurance and follow state regulations.
When can I enroll in a Medicare plan in Needles California?
The Initial Enrollment Period lasts 7 months around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. California also allows a Special Enrollment Period for certain life events like moving or losing coverage.
Do Medicare insurance agents in Needles charge a fee for their services?
Most Medicare agents in California are paid commissions by the insurance companies, not by the client. You typically do not pay a fee for their help. Always confirm the compensation arrangement before working with an agent.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.