The top-rated medicare insurance agent in Athens, Alabama is Pepper, Johnstone & Company, rated 4.9 stars across 139 reviews. Other highly rated options include iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent, Eddie Breakfield - State Farm Insurance Agent. This directory lists 19 medicare insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 2 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 3 | Phillip Burton - COUNTRY Financial Agent | 707 US-31 Ste C | (256) 232-1256 |
| 4 | Eddie Breakfield - State Farm Insurance Agent | 114 N Marion St | (256) 232-1238 |
| 5 | Nationwide Insurance: Jon Peters Insurance Agency, Inc. | 1111 US Hwy 72 E | (256) 232-7200 |
| 6 | Brian King - State Farm Insurance Agent | 1785 US Hwy 72 E STE A | (256) 771-2001 |
| 7 | Highstreet Kilgro Insurance Agency | 707 US-31 Ste F | (256) 232-5241 |
| 8 | Farmers Insurance - Toni Griffin | 707 Hobbs St E Ste C | (256) 262-9286 |
| 9 | Alfa Insurance | 22380 US-72 | (256) 232-2898 |
| 10 | Alfa Insurance - Johnson & Looney Agency | 524 US Hwy 72 W | (256) 232-1340 |
Pepper, Johnstone & Company serves Athens and Limestone County, Alabama, as a dedicated Medicare insurance agent. The firm helps clients navigate the complexities of Medicare plans, including enrollment for Parts A and B. It also assists individuals in evaluating and selecting suitable Medicare Advantage plans and prescription drug coverage. In the local area, the company routinely handles annual enrollment period transitions and guides residents through Medicare Supplement Insurance, or Medigap, options for more predictable healthcare costs.
iPROTECT Insurance & Financial Services, Inc. provides a full range of Medicare insurance guidance and plan enrollment services for local residents. Their team assists clients with initial coverage selection, annual plan reviews, and ongoing policy maintenance to ensure benefits continue meeting individual health needs. They also offer support during the Medicare open enrollment period and help with navigating plan changes. As a Medicare insurance agent serving Athens, AL, the company works with clients living in single-family homes, apartments, retail locations, and restaurants.
Phillip Burton - COUNTRY Financial Agent in Athens, AL serves homeowners and individuals navigating Medicare insurance options. The agency helps clients understand plan choices, enrollment periods, and coverage details for medical needs. Supporting both new beneficiaries and those reviewing existing policies, it provides guidance on Parts A, B, and D as well as supplemental plans. Local assistance is offered in straightforward terms without pressure. This agent also extends services to the Decatur metro area and surrounding Limestone County communities.
Eddie Breakfield - State Farm Insurance Agent serves Athens, AL and the surrounding Limestone County communities. The office handles Medicare insurance agent services, focusing on plan options for eligible individuals. Under the State Farm brand, the agency provides guidance on Medicare supplement and advantage policies. The team takes time to explain coverage details and compare plans according to each client’s healthcare needs and budget, working methodically through the enrollment process step by step.
When choosing between one-time plan comparisons and ongoing policy management, this agent provides guidance tailored to individual needs. The agency helps clients navigate Medicare options, including supplement plans and prescription drug coverage. Serving the Athens, Alabama area, it focuses on assessing current and future health requirements to find suitable policies. Local residents can access straightforward advice without pressure to commit. Service appointments are available on a one-time, scheduled, or as-needed basis.
Brian King - State Farm Insurance Agent in Athens, AL specializes in Medicare insurance guidance, helping individuals navigate plan options and enrollment periods. The agency offers general insurance services for local residents, addressing a range of coverage needs. It assists clients in comparing Medicare Advantage, Supplement, and Part D plans to find suitable choices. A particular seasonal focus is helping beneficiaries review their coverage during the Annual Enrollment Period each fall to make necessary adjustments.
Highstreet Kilgro Insurance Agency serves residential clients in Athens, Alabama by helping them navigate Medicare plan options to match their healthcare needs. The agency also offers support for commercial coverage when necessary, extending its services throughout the local area and surrounding communities. With each enrollment period, the agency provides thorough guidance on plan changes and benefits. Clients can return for follow-up assistance or schedule repeat service between regular annual visits, ensuring their coverage remains well suited to their evolving health circumstances.
During Medicare open enrollment or when navigating initial eligibility, residents of Athens, AL frequently seek guidance on plan options and local coverage networks. Farmers Insurance - Toni Griffin addresses these needs by explaining Part A, Part B, and supplemental policies directly to clients. The agency focuses on matching individual healthcare preferences with available Medicare Advantage or Medigap plans. A thorough initial consultation appointment is required to review the applicant’s current coverage and medications before suggesting any changes or final submission of enrollment paperwork.
Alfa Insurance serves as a dedicated Medicare Insurance Agent in Athens, Alabama, known for providing personalized guidance through the complexities of Medicare plans. Its service range extends to helping clients navigate enrollment periods and compare plan options. The agency focuses on matching individuals with coverage that aligns with their healthcare needs. It can add on a supplementary service of reviewing existing policies annually to ensure ongoing adequacy.
Alfa Insurance - Johnson & Looney Agency helps individuals in Athens, AL navigate Medicare insurance options, focusing on supplemental and Advantage plan selections. The agency guides clients through enrollment periods and plan comparisons to match healthcare needs and budgets. As a Medicare insurance agent, it assists with Part D prescription drug coverage and Medigap policies for those turning sixty-five or seeking to change existing plans. This office also serves small commercial accounts, including offices, warehouses, and food service operations seeking group health solutions.
What Does a a Medicare Insurance Agent in Athens Cost?
Medicare insurance agents in Alabama typically do not charge a fee for their services because they receive commissions from insurance carriers. Some independent agents may offer free consultations. Plan costs vary widely: Medicare Part B premiums start at $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums but higher copays. Medigap plans in Alabama range from about $100 to $300 per month depending on age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Athens
Medicare insurance agents in Athens, Alabama help residents navigate Original Medicare, Medicare Advantage, and Part D prescription drug plans. Alabama law requires agents to be licensed through the Alabama Department of Insurance and to follow state-specific marketing guidelines. Local agents can explain how Alabama's Medicare Savings Programs may help with costs.
Frequently Asked Questions
When can I enroll in Medicare in Athens Alabama?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Alabama residents also have a General Enrollment Period from January 1 to March 31 each year if they missed their initial window.
What is the difference between Medicare Advantage and Medigap in Alabama?
Medicare Advantage plans replace Original Medicare and often include drug coverage, while Medigap plans supplement Original Medicare by covering out-of-pocket costs. In Alabama, Medigap plans are standardized and labeled A through N.
Can a Medicare agent help me with Alabama Medicaid?
Medicare agents cannot enroll you in Medicaid, but they can explain how Alabama Medicaid coordinates with Medicare for dual-eligible beneficiaries. For Medicaid enrollment, contact the Alabama Medicaid Agency directly.
Medicare Insurance Agents in Other Alabama Cities
Alabaster · Albertville · Anniston · Auburn · Bessemer · Birmingham · Daphne · Decatur · Dothan · Fairhope · Florence · Foley · Fort Payne · Gadsden · Gardendale