The top-rated long-term care insurance agent in West Allis, Wisconsin is Lucent Insurance Group, rated 5.0 stars across 95 reviews. Other highly rated options include Professional Insurance Programs, Wisconsin Health Insurance Advocate, LLC, Jim Lucchesi American Family Insurance. This directory lists 12 long-term care insurance agents serving West Allis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucent Insurance Group | 2081 S 55th St #3 | (414) 255-7722 |
| 2 | Professional Insurance Programs | 6737 W Washington St #2360 | (800) 637-4676 |
| 3 | Wisconsin Health Insurance Advocate, LLC | BY APPOINTMENT, 9618 W Greenfield Ave | (414) 797-3408 |
| 4 | Jim Lucchesi American Family Insurance | 7149 W Greenfield Ave | (414) 257-0044 |
| 5 | Bankers Life | 2448 S 102nd St #170 | (262) 251-6600 |
| 6 | Trustant Insurance Agency | 7311 W Greenfield Ave | (414) 771-4700 |
| 7 | Choice Insurance WI | 10150 W National Ave | (414) 209-5378 |
| 8 | Allistrust Insurance Service | 8616 W Greenfield Ave | (414) 246-1740 |
| 9 | Goetsch Bucholtz, Inc. | 10923 W Lincoln Ave | (414) 321-9100 |
| 10 | Grant & Cohodes Insurance | 10101 W Greenfield Ave #120 | (414) 321-1715 |
Lucent Insurance Group serves the Milwaukee metro area, including West Allis, as a dedicated long-term care insurance agent. It helps individuals explore policies designed to cover expenses not handled by standard health insurance or Medicare, and assists families in planning for future care needs like home health aides or assisted living. The company also guides clients through the process of comparing different coverage options to find a suitable plan.
Professional Insurance Programs provides a full range of long-term care insurance coverage options to clients throughout the West Allis area. The agency assists individuals in evaluating their future care needs and selecting appropriate policies. Their ongoing service includes policy reviews, premium payment guidance, and claims processing support to help policyholders maintain their coverage. The company services a diverse clientele that includes single-family homes, apartments, retail locations, and restaurants.
Serving West Allis homeowners and families seeking to protect their retirement assets and long-term financial well-being, Wisconsin Health Insurance Advocate, LLC provides guidance on long-term care insurance options. The agency helps clients navigate policy types to cover future care needs, including home health aides or nursing facility stays, with a focus on affordability and coverage specifics. It also assists residents planning for assisted living or memory care support. The company extends its services into the greater Milwaukee metro area and surrounding suburbs like Wauwatosa.
Jim Lucchesi American Family Insurance in West Allis, WI, helps clients understand the difference between traditional long-term care policies that repay daily expenses and hybrid plans combining life insurance with a care benefit. Coverage protects against the high cost of nursing homes, assisted living, or home health aides. Policies typically require a medical underwriting review before acceptance. The agency arranges initial consultations, handles policy applications, and provides annual plan check-ins. Ongoing services run on a scheduled basis, either once a year or whenever a client requests a policy review.
Bankers Life serves clients in West Allis, Wisconsin, and the surrounding Milwaukee-area communities as a long-term care insurance agent. The agency handles policy options designed to help individuals cover the costs of extended nursing home stays or in-home assistance not paid by standard health coverage. For a typical job, the agent first reviews a client’s personal financial situation and health history, then compares available plan features to match their needs for future care coverage.
As winter storms and icy walkways raise the risk of slips for aging adults in West Allis, Wisconsin, securing proper coverage becomes a practical priority. Trustant Insurance Agency addresses this recurring need by guiding clients through the complexities of long-term care insurance policies. Their agents help clarify how various plans address common local concerns, such as covering extended nursing stays or home health aides after an injury. The process typically begins with a complimentary initial assessment to evaluate an individual's current care plans and financial situation.
Choice Insurance WI in West Allis focuses on helping individuals plan for future care needs through long-term care insurance policies. Their work involves guiding clients through coverage options for assisted living, nursing homes, and home-based care. They serve local residents seeking financial protection against extended care expenses. The company can work with various commercial settings, including offices, warehouses, and food service operations, assisting business owners with employee benefit strategies and personal planning for owners and staff alike.
Allistrust Insurance Service provides long-term care insurance guidance to residents in West Allis, Wisconsin, and the surrounding communities. The agency helps individuals understand policy options for covering extended care needs in home, assisted living, or facility settings. For commercial clients, business-owned coverage solutions are also available to protect key personnel and company resources. New clients receive a thorough consultation to assess their long-term care risks and financial strategies. After an initial enrollment, the agency typically contacts clients before each policy renewal period to review any changes in their situation or coverage options.
Goetsch Bucholtz, Inc. provides personalized assessments and enrollment assistance tailored for long-term care coverage in West Allis, Wisconsin. The agency guides clients through policy options, helping families understand the financial risks of future care needs and how to protect assets. It serves individuals seeking to plan ahead for assisted living or home health services. With the rising cost of skilled nursing, the firm helps address concerns about covering care during the winter months when seasonal illnesses often increase the need for extended support.
Grant & Cohodes Insurance in West Allis, Wisconsin is known for helping clients plan for the financial impact of future extended care needs. As a long-term care insurance agency, it assists individuals in evaluating policy options to cover nursing home, assisted living, and home health services. The agency focuses on clarifying coverage benefits and costs for families navigating care decisions later in life. A particular specialty offered is assistance with hybrid policies that combine life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in West Allis Cost?
Long-term care insurance premiums in Wisconsin vary based on age, health, and policy features. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month for a basic plan with a 3-year benefit period. Older applicants or those with health conditions may pay higher rates. This is general information, not insurance advice.
About long-term care insurance agents in West Allis
Long-term care insurance agents in West Allis help residents plan for future care needs such as nursing home or home health services. Wisconsin offers the Partnership for Long-Term Care program which allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how state rules affect policy choices and premium costs.
Frequently Asked Questions
What does a long-term care insurance agent in West Allis do?
An agent helps you compare policies from multiple insurers and explains coverage options for nursing home care, assisted living, and home care. They also guide you on Wisconsin-specific programs like the Partnership plan which coordinates private insurance with Medicaid.
Is long-term care insurance required in Wisconsin?
No, it is not required by law. However, Wisconsin residents who buy a qualified Partnership policy can protect a portion of their assets if they later need Medicaid. An agent can explain how this works under Wisconsin Statute 49.472.
How do Wisconsin Partnership policies affect Medicaid eligibility?
Partnership policies allow you to keep assets equal to the amount your policy pays out, even if you later apply for Medicaid. This asset disregard is set by Wisconsin law and can help you avoid spending down savings before qualifying for long-term care benefits.
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