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Long-Term Care Insurance Agents in Cross Lanes, WV

Compare long-term care insurance agents in Cross Lanes. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Cross Lanes, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 3 long-term care insurance agents in Cross Lanes, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Brandon Huffman
5509 Big Tyler Rd #1a, Cross Lanes, WV 25313
(304) 776-8000 brandonhuffman.com
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500 myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809

Long-term care insurance agents in Cross Lanes, West Virginia help residents plan for future care needs. These agents explain policy options and how West Virginia law affects coverage, such as the state partnership program that allows policyholders to protect assets. Working with a local agent ensures you understand the specific benefits and requirements for your area.

What Does a Long-Term Care Insurance Agent in Cross Lanes Cost?

The cost for long-term care insurance in West Virginia varies by age, health, and policy type. For a 55-year-old, annual premiums typically range from $1,500 to $3,000 for a basic policy. Older applicants or those with health issues may pay more. This is general information, not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Cross Lanes do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details, costs, and how West Virginia rules like the 90-day free look period apply. Agents do not provide legal advice but can guide you on policy choices.
Does West Virginia have a partnership program for long-term care insurance?
Yes, West Virginia offers a Long-Term Care Partnership Program. This program allows policyholders to keep a portion of their assets if they later need Medicaid. An agent in Cross Lanes can explain how partnership policies work and their asset protection benefits.