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Compare Long-Term Care Insurance Agents in Charleston, WV

Compare long-term care insurance agents in Charleston. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 20 long-term care insurance agents in Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capital Insurance Group LLC
607 Pennsylvania Ave, Charleston, WV 25302
(304) 606-2969 cigwv.com
Just Us Retirement Solutions
1210 Virginia St E, Charleston, WV 25301
(681) 340-1377 justusretirement.com
Ellis Insurance Agency
5949 Sissonville Dr, Charleston, WV 25312
(304) 984-3004 insurewithellis.com
Central Insurance Advisors, LLC
1210 Kanawha Blvd E, Charleston, WV 25301
(304) 410-8169 calendly.com
Dorsey Insurance Group
509 50th St SE, Charleston, WV 25304
(304) 925-1912 dorseyinsurancewv.com
Mountain State Insurance Agency
1206 Kanawha Blvd E, Charleston, WV 25301
(304) 720-2000 mountainstateinsurance.com
Swor Insurance Agency
1618 Bigley Ave, Charleston, WV 25302
(304) 926-0200 sworinsurance.com
White Insurance & Associates
3512 Staunton Ave SE, Charleston, WV 25304
(304) 926-6662 wvwhiteinsurance.com
R&D Senior Solutions
232 Capitol St Suite 15, Charleston, WV 25301
(833) 754-7846 rdseniorsolutions.com
Integrity Insurance Group
16 Capitol St, Charleston, WV 25301
(304) 346-9181 iigwv.com
Horace Mann - Sharp Agency
607 Ohio Ave #2228, Charleston, WV 25302
(304) 427-6338 agents.horacemann.com
Cascade Crest Insurance Coverage
90 MacCorkle Ave, Charleston, WV 25309
(304) 207-0538
Unum
5528 Lancaster Ave, Charleston, WV 25304
(304) 396-1758 unum.com
Deacon & Deacon Insurance & Benefits Consulting LLC
1210 Kanawha Blvd E, Charleston, WV 25301
(304) 720-5641 deaconanddeacon.com
Hilb Group of West Virginia
3601 MacCorkle Ave SE, Charleston, WV 25304
(304) 926-7400 hilbgroup.com
West Area Services Co
200 Kanawha Blvd E, Charleston, WV 25301
(304) 381-5544
Radiant Insurance Co
160 Summers St, Charleston, WV 25301
(304) 362-0244
Partners Insurance & Financial Services
13 Kanawha Blvd W # 100, Charleston, WV 25302
(304) 344-3121 partnersinsurance.net
Gallagher Insurance, Risk Management & Consulting
340 MacCorkle Ave SE Suite 200, Charleston, WV 25314
(304) 345-8000 assuredpartners.com
Centurion Insurance Services, LLC
1001 Virginia St E Suite 100, Charleston, WV 25301
(304) 935-2002 centurioninsuranceservices.com

Long-term care insurance agents in Charleston, West Virginia help residents plan for future care needs such as nursing home or home health services. West Virginia law requires agents to be licensed and follow the state insurance code, including the Long-Term Care Insurance Act. Local agents understand the healthcare landscape in Kanawha County and can guide you through policy options.

What Does a Long-Term Care Insurance Agent in Charleston Cost?

The cost for long-term care insurance in West Virginia varies widely based on age, health, and policy features. A typical annual premium for a 55-year-old might range from $1,500 to $3,000 for a basic policy with a $150 daily benefit. Costs can increase significantly for older applicants or those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Charleston do?
A long-term care insurance agent helps you compare policies from different insurers to cover costs of assisted living, nursing homes, or in-home care. They explain policy features like benefit periods and inflation protection. Agents must follow West Virginia regulations for consumer protections.
What are the West Virginia requirements for long-term care insurance policies?
West Virginia requires policies to offer inflation protection and a 30-day free look period for cancellations. Agents must provide a outline of coverage and a shopper guide before sale. Policies cannot exclude pre-existing conditions for more than 6 months.