The top-rated long-term care insurance agent in Renton, Washington is A & M Insurance Services, Inc., rated 4.9 stars across 128 reviews. Other highly rated options include Rosalba Valerio Agency LLC American Family Insurance, Safeguard Insurance LLC, G. Lewis Insurance, LLC. This directory lists 19 long-term care insurance agents serving Renton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A & M Insurance Services, Inc. | 14410 SE Petrovitsky Rd Suite #202 | (425) 228-7406 |
| 2 | Rosalba Valerio Agency LLC American Family Insurance | 4444 NE Sunset Blvd #4 | (425) 227-3983 |
| 3 | Safeguard Insurance LLC | 19201 108th Ave SE Ste 201 | (206) 607-8700 |
| 4 | G. Lewis Insurance, LLC | 607 Southwest Grady Wy #230 | (425) 572-0671 |
| 5 | Larry Han - COUNTRY Financial Agent | 401 Olympia Ave NE #302 | (206) 830-2617 |
| 6 | Amanda Nguyen Insurance Agency | 2300 E Valley Rd Ste C | (509) 295-8708 |
| 7 | Fast & Easy Insurance | 900 Harrington Ave NE Suite A | (425) 282-4036 |
| 8 | Acrisure Renton, WA (Bell-Anderson Insurance) | 600 SW 39th St #200 | (425) 291-5200 |
| 9 | DOK Insurance Agency | 625 S 4th St | (425) 242-5252 |
| 10 | Colonial Life | 707 S Grady Way #550 | (425) 336-0252 |
A & M Insurance Services, Inc. serves clients in King County, Washington, from its Renton office. The company specializes in helping individuals navigate long-term care insurance options for protecting assets and ensuring future care access. Their work involves assessing personal needs and explaining policy features such as elimination periods and benefit amounts. A & M assists clients with securing coverage for in-home caregivers and for nursing facility care stays.
Rosalba Valerio Agency LLC American Family Insurance provides long-term care insurance planning and policy placement services for individual clients. The agency also assists with reviewing existing coverage and adjusting plans to align with changing needs over time. Ongoing support includes policy maintenance, claims assistance, and benefit coordination. Services focus on protecting assets and ensuring access to care. The company serves single-family homeowners, apartment residents, and owners of retail and restaurant properties in the Renton, Washington, area.
Safeguard Insurance LLC serves local residents and families in the Renton area who need guidance planning for potential long-term care expenses. As a long-term care insurance agency, it helps clients review policy options that may cover assisted living, home health aides, or nursing home stays. The company focuses on explaining coverage features and exclusions clearly so individuals can make informed choices about their future care needs. It also extends its services to clients throughout the county, including nearby communities such as Kent.
Serving Renton and the surrounding communities of King County, G. Lewis Insurance, LLC focuses exclusively on long-term care insurance. It helps individuals plan for the potential costs of nursing homes, assisted living, or in-home care, addressing the financial risks associated with aging. The company handles the entire process from initial consultation to policy selection and enrollment. In each case, it begins by assessing a client’s personal health history and financial goals to recommend suitable coverage options.
Larry Han - COUNTRY Financial Agent in Renton, WA, specializes in securing long-term care insurance policies for clients. The agency assists individuals in planning for future needs such as in-home care or assisted living expenses. In this area, they focus on protecting personal savings against high care costs while preserving independence. As winter approaches, many clients seek to review coverage options before annual enrollment periods close, ensuring they have appropriate protection in place for the coming year.
Amanda Nguyen Insurance Agency in Renton, WA helps clients distinguish between one-time long-term care policies, which provide a lump sum for a covered event, and recurring service plans that pay ongoing benefits over time. Coverage is designed to protect savings from the high costs of assisted living or nursing home care in this region. The agency structures its operations to offer both one-time consultations and as-needed support for policy adjustments.
As families in the Renton area consider how to manage the growing costs of extended care, many turn to professional guidance on long-term care insurance. Fast & Easy Insurance specializes in helping local clients navigate policy options that protect assets and maintain independence. Their process typically begins by reviewing individual health histories and financial goals to identify suitable coverage choices. Initial consultations for long-term care planning often include a straightforward assessment of current needs and future priorities.
Acrisure Renton, WA (Bell-Anderson Insurance) is known for helping clients navigate long-term care insurance options in the Renton area. The agency assists individuals in selecting policies that address potential future care needs, whether in-home or facility-based. It serves local residents seeking financial protection for extended health services not covered by standard health plans. A specialty service it can add on is providing quotes for life insurance policies that include long-term care riders.
DOK Insurance Agency provides long-term care insurance services to residents and families in Renton, Washington. The agency assists clients with evaluating coverage options for home care, assisted living, and skilled nursing facility costs. Their work often involves comparing policy structures to address potential future care needs. Service extends to the greater Renton area and surrounding communities. Many clients return for annual policy reviews or as their circumstances change, requiring adjusted plan details between regular visits.
Colonial Life helps individuals and families in the Renton area plan for the financial challenges of aging and chronic illness. As a long-term care insurance agent, the company focuses on policies that cover home care, assisted living, and nursing facility expenses not paid by standard health plans. These services can be added to existing coverage to close gaps in personal protection. Colonial Life serves a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Renton Cost?
The cost of a long-term care insurance policy in Washington depends on your age, health, and the benefits you choose. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 per year. Costs vary widely by insurance company and coverage level. This is general information, not insurance advice.
About long-term care insurance agents in Renton
A long-term care insurance agent in Renton, Washington helps you find a policy that covers home care, assisted living, or nursing home costs. Washington State has a new long-term care payroll tax called the WA Cares Fund, which started in 2023. An agent can explain how private insurance can supplement or replace this state benefit.
Frequently Asked Questions
What does a long-term care insurance agent in Renton do?
An agent helps you compare policies from different insurance companies. They explain coverage options, benefit amounts, and elimination periods. They also help you apply for coverage and answer questions about Washington State rules.
How does the WA Cares Fund affect long-term care insurance in Renton?
The WA Cares Fund is a state-run program that provides a lifetime benefit of up to $36,500 for long-term care. People who have a private long-term care insurance policy can apply for an exemption from the payroll tax. An agent can help you decide if private insurance is right for you.
What are the eligibility requirements for long-term care insurance in Washington?
Most people must be in good health to qualify for a new policy. Insurers review your medical history and may require a health exam. Some policies have age limits, typically starting at age 18 and going up to age 84.