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Long-Term Care Insurance Agents in Mercer Island, WA

Looking for a long-term care insurance agent in Mercer Island? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Mercer Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 7 long-term care insurance agents in Mercer Island, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Cashman - State Farm Insurance Agent
7650 SE 27th St Ste 132, Mercer Island, WA 98040
(206) 232-1024 cashmanteam.com
Anchor Marine Underwriters Inc
2731 77th Ave SE UNIT 207, Mercer Island, WA 98040
(206) 273-6996 anchormarineinsurance.com
Prime insurance WA
3018 78th Ave SE, Mercer Island, WA 98040
(206) 202-5632 benzikry.com
All-Pro Risk Management Inc.
3047 78th Ave SE #202, Mercer Island, WA 98040
(206) 230-0111 allprorisk.com
Consultant Insurance LLC
8015 SE 28th St, Mercer Island, WA 98040
(206) 309-9156
Heffernan Insurance Brokers
8015 SE 28th St #214, Mercer Island, WA 98040
(800) 437-0045 heffins.com
Baumgartner Insurance
4851 90th Pl SE, Mercer Island, WA 98040
(206) 232-0783 niehlinsurance.com

Long-term care insurance agents on Mercer Island help residents plan for future care needs. Washington state offers a long-term care trust act that may affect your planning. A local agent can explain how private policies work alongside state programs.

What Does a Long-Term Care Insurance Agent in Mercer Island Cost?

Long-term care insurance agent services in Washington typically charge no direct fee because they earn commissions from insurers. Policy premiums vary widely by age, health, and coverage level. For a 55-year-old in good health, a comprehensive policy may cost between $2,000 and $3,500 per year. Costs increase significantly with age and health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Mercer Island do?
An agent helps you compare policies from different insurers. They explain coverage limits, elimination periods, and inflation protection. They also guide you on Washington state partnership policies that protect assets.
How does Washington state law affect long-term care insurance?
Washington passed the Long-Term Care Trust Act in 2019. This creates a state-funded benefit for eligible residents. Private insurance agents can help you decide if a supplemental policy is right for you.
When should I buy long-term care insurance in Washington?
Most people buy policies in their 50s or early 60s when premiums are lower. Washington allows a 30-day free look period after purchase. You must also meet health underwriting requirements.