Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 5 long-term care insurance agents in North Chesterfield, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BlueSky Insurance Agency
100 Gateway Centre Pkwy # 150, North Chesterfield, VA 23235
(804) 207-5098
lovemybluesky.com
Archibald Insurance
606 Johnston Willis Dr, North Chesterfield, VA 23236
(804) 379-2697
archibaldinsurance.com
Butler Insurance Agency, Inc.
7820 Iron Bridge Rd, North Chesterfield, VA 23237
(804) 743-7371
butlerinsuranceva.com
Lyons & Associates
558 Southlake Blvd, North Chesterfield, VA 23236
(804) 330-5885
lyonsandassociates.com
Long Term Care Consultants
9100 Arboretum Pkwy Suite 180, North Chesterfield, VA 23236
(804) 306-0016
ltccinc.com
What Does a Long-Term Care Insurance Agent in North Chesterfield Cost?
Long-term care insurance premiums in Virginia vary by age, health, and policy features. For a 55-year-old, a typical policy with a 3-year benefit period and 5 percent compound inflation may cost between 1,500 and 3,000 dollars per year. Costs for a 65-year-old can range from 2,500 to 5,000 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in North Chesterfield do?
An agent helps you compare policies from different carriers and explains benefit triggers, elimination periods, and inflation protection. They also guide you on Virginia Partnership policies that can protect a portion of your assets if you later need Medicaid.
Are there Virginia laws that affect long-term care insurance?
Yes. Virginia Code 38.2-5200 requires agents to provide a Shopper Guide and outline of coverage before you buy a policy. Also, Virginia has a 30-day free look period where you can cancel for a full refund.
How do I choose a long-term care insurance agent in North Chesterfield?
Look for an agent licensed in Virginia with experience in long-term care products. Ask if they offer policies from multiple carriers and if they are familiar with the Virginia Partnership program. Verify their license through the Virginia Bureau of Insurance.