The top-rated long-term care insurance agent in Norfolk, Virginia is Keith Dorband: Allstate Insurance, rated 4.6 stars across 359 reviews. Other highly rated options include Manuel G Nofplot III Insurance Agency Inc, Salzberg Insurance Agency, Gifford Insurance. This directory lists 20 long-term care insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keith Dorband: Allstate Insurance | 1312 E Little Creek Rd | (757) 480-3800 |
| 2 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 3 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 4 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 5 | LATINOS PRO MULTISERVICES LLC | 7920 Chesapeake Blvd Suite G | (757) 383-2243 |
| 6 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
| 7 | Ashley & Associates Insurance | 834 Widgeon Rd | (757) 855-3151 |
| 8 | S2S Silver Services | 6353 Center Dr Bldg. 8, Suite 103 | (757) 513-3333 |
| 9 | Colonial Insurance Agency | 954 W 21st St | (757) 622-6746 |
| 10 | CWP Insurance Advisors Inc. | 7607 Sewells Point Rd ste c | (757) 963-8499 |
Keith Dorband: Allstate Insurance serves the Norfolk, Virginia metro area and surrounding Hampton Roads communities. As a long-term care insurance agent, the company helps clients plan for future care needs that are not covered by standard health insurance. Their services include advising individuals on policy options that protect savings from the high costs of extended care. This agent specifically assists with customizing coverage for nursing home care and in-home health services.
Manuel G Nofplot III Insurance Agency Inc provides long-term care insurance coverage to individuals and families in the Norfolk, Virginia area. The agency helps clients plan for future care needs and may offer policy reviews or updates to maintain adequate coverage. Insurance agents assist with assessing potential risks associated with aging or chronic illness. The company serves single-family homes, apartments, retail properties, and restaurants in the local region.
Salzberg Insurance Agency serves homeowners and individuals in the Norfolk, Virginia area who need financial protection against the high costs of extended care. The agency helps clients understand and secure long-term care insurance policies to cover nursing home, assisted living, or in-home care services. Representatives explain policy options, guide customers through application processes, and provide ongoing support for coverage questions or claims. The company also assists residents throughout the Virginia Beach-Chesapeake metropolitan region.
Gifford Insurance serves Norfolk, Virginia, and surrounding Hampton Roads communities as a long-term care insurance agent. It handles policies designed to help cover the costs of nursing homes, assisted living, and in-home care. For each client, the company begins by assessing individual needs and financial circumstances, then reviews available coverage options from multiple carriers. This approach allows it to match a suitable policy to the client's specific situation and long-term planning requirements.
LATINOS PRO MULTISERVICES LLC in Norfolk, VA helps clients understand the difference between one-time policies for immediate care needs and recurring options for ongoing coverage in long-term care settings. The agents explain complex long-term care insurance plans, guiding clients through policy selection for nursing homes, assisted living, and home health care. Services are available on an as-needed basis for consultations, policy reviews, or enrollment assistance.
Farmers Insurance - Carrie Lewis Agency specializes in long-term care insurance planning for residents of Norfolk, Virginia. The agency helps individuals understand policy options that cover extended medical or personal care needs. It assists clients in assessing how different plans might protect assets while preparing for future health changes. This includes guidance on managing policy costs and coordinating benefits with other coverage. As the seasons shift in Hampton Roads, the agency helps clients factor in how rising local care facility costs may affect their long-term financial decisions.
With the rising cost of assisted living and nursing care in the Norfolk area, many families seek to protect their savings through long-term care insurance. Ashley & Associates Insurance serves local clients by guiding them through policy options designed to cover home health aides and facility stays. The agency helps individuals compare coverage levels and benefit periods suited to their health history and retirement budget. As a first step, they conduct a personal needs assessment and review of current health conditions.
S2S Silver Services is a long-term care insurance agent in Norfolk, VA, known for helping clients plan for future care needs. Its services include evaluating coverage options for nursing home, assisted living, and home-based care. The agency guides individuals through policy comparisons and the application process. It also provides ongoing policy reviews to adjust coverage as needs change. For clients seeking more comprehensive planning, the company can add on assistance with integrating long-term care insurance with existing retirement income strategies.
Colonial Insurance Agency serves residents of Norfolk, Virginia, guiding individuals through the process of selecting long-term care insurance coverage. The agency also helps clients understand how these policies can complement their broader financial planning needs. Service is available throughout the local area and surrounding communities. The agent offers follow-up support between regular policy reviews, ensuring clients remain informed about their coverage options and can make adjustments as their care needs evolve over time.
CWP Insurance Advisors Inc. provides long-term care insurance coverage to individuals and families in the Norfolk, Virginia area. The company specializes in helping clients plan for future care needs, including home health care, assisted living, and nursing home expenses through tailored policy options. It works with a wide range of age groups to address potential financial risks associated with aging and chronic illness. The firm is able to serve commercial clients as well, including offices, warehouses, and food service operations requiring employee benefit consultations.
What Does a a Long-Term Care Insurance Agent in Norfolk Cost?
Long-term care insurance premiums in Virginia vary based on age, health, and policy features. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year, while a 65-year-old may pay $2,500 to $5,000 annually. Virginia does not set rate caps, so costs differ by insurer and coverage level. This is general information, not insurance advice.
About long-term care insurance agents in Norfolk
Long-term care insurance agents in Norfolk, Virginia help residents plan for future care costs. Virginia offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents licensed in Virginia must follow state regulations on policy disclosures and suitability standards.
Frequently Asked Questions
What does a long-term care insurance agent in Norfolk do?
A licensed agent in Norfolk helps you compare policies from multiple insurers, explains Virginia Partnership options, and ensures the policy meets your needs. They also guide you through underwriting and application steps.
Are there Virginia-specific rules for long-term care insurance?
Yes, Virginia requires agents to complete continuing education on long-term care insurance every two years. Policies must include a 30-day free look period and cannot deny coverage based on pre-existing conditions after six months.
How do I choose a long-term care insurance agent in Norfolk?
Look for an agent who is licensed in Virginia and has experience with long-term care policies. Check their standing with the Virginia State Corporation Commission and ask about their familiarity with the Virginia Partnership program.
Long-Term Care Insurance Agents in Other Virginia Cities
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