The top-rated long-term care insurance agent in Williston, Vermont is Nicole Hibbard - State Farm Insurance Agent, rated 5.0 stars across 533 reviews. Other highly rated options include Polly, Michael Coburn: Allstate Insurance, AAA Williston Insurance and Member Services. This directory lists 13 long-term care insurance agents serving Williston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nicole Hibbard - State Farm Insurance Agent | 25 Bishop Ave | (802) 879-7620 |
| 2 | Polly | 2300 St George Rd | (802) 655-9000 |
| 3 | Michael Coburn: Allstate Insurance | 1134 S Brownell Rd | (802) 658-7800 |
| 4 | AAA Williston Insurance and Member Services | 28 Walnut St #160 | (802) 878-8233 |
| 5 | Williston Insurance Agency | 33 Blair Park Rd STE 102 | (802) 879-0119 |
| 6 | JCohen Financial | 33 Blair Park Rd STE 103 | (802) 652-4820 |
| 7 | Affiliated Associates | 600 Blair Park Rd # 330 | (802) 861-2900 |
| 8 | State Farm Insurance | 25 Bishop Ave | (802) 879-7620 |
| 9 | MVP Health Care | 62 Merchants Row | (802) 264-6500 |
| 10 | Nowak & Nowak | 33 Blair Park Rd STE 103 | (802) 879-1553 |
Nicole Hibbard - State Farm Insurance Agent offers long-term care insurance planning, helping individuals prepare for future care needs while protecting assets. Services include policy reviews and guidance on coverage options tailored to local regulations. The agency also provides ongoing support for policy maintenance, helping clients adjust plans as circumstances change. It serves single-family homes, apartments, retail businesses, and restaurants within the Williston, VT area.
Polly serves the Williston, Vermont area and surrounding communities as a long-term care insurance agent. The company helps local residents plan for future care needs through personalized insurance solutions. It advises clients on policy options that cover home care, assisted living, and nursing facility expenses. Polly works with individuals to navigate the complexities of long-term care coverage and understand eligibility requirements. The agency specializes in policy comparisons and enrollment assistance for those seeking financial protection against rising care costs.
Serving Williston, Vermont, and the surrounding communities of Chittenden County, Michael Coburn: Allstate Insurance handles long-term care insurance. Agents in this area help clients plan for future needs such as nursing home or in-home care, offering policies that cover daily assistance when independence declines. For a typical case, the agent carefully compares policy benefits and costs against a client’s financial situation, then presents tailored coverage options designed to balance protections with manageable premiums.
AAA Williston Insurance and Member Services serves homeowners and individuals in Williston, Vermont who are planning for future healthcare needs. The agency specializes in guiding clients through the process of selecting long-term care insurance policies that help cover costs of assisted living or in-home care. Advisors explain policy options and assist with applications. Their service area extends into neighboring Burlington and the surrounding Chittenden County communities.
Williston Insurance Agency assists Vermont residents in distinguishing between a one-time long-term care insurance policy review and ongoing policy management services. They help clients understand coverage options for in-home care, assisted living, and nursing facility expenses, which can safeguard savings from healthcare costs. Their service address of record is in Williston, Vermont. Support is provided on an as-needed basis, available when clients require policy adjustments or have questions about their benefits.
JCohen Financial specializes in helping clients secure long-term care coverage, focusing on policies that address future health needs. Based in Williston, VT, the agency guides individuals and families through options for protecting savings from potential care costs. The practice works to match clients with suitable plans, offering personalized consultations. As winter approaches in Vermont, the agency assists older residents in planning ahead to manage the increased home care or nursing needs that often arise during cold weather months.
Vermont winters often prompt families to consider how an extended illness or disability might be managed. Affiliated Associates in Williston addresses this need by representing long-term care insurance policies that help cover the cost of home care, assisted living, or skilled nursing facility stays. The agency guides local residents through the options available to protect assets and manage future care expenses. A typical first step is reviewing an individual’s current health situation and long-term financial goals. An initial consultation schedules an in-person or phone assessment of care coverage needs.
Located in Williston, Vermont, this agency provides long-term care insurance guidance for local residents. It also assists clients with commercial coverage needs throughout the surrounding area. An agent explains policy details and helps design a plan suited to individual circumstances, aiming to secure protection for future care costs. After an initial consultation, policy revisions or new coverage options can be discussed during regular follow-up visits, ensuring the plan remains aligned with changing personal situations and health needs.
MVP Health Care, based in Williston, VT, helps individuals plan for the financial aspects of extended personal assistance through long-term care insurance. It focuses on arranging coverage for care that is not normally paid for by standard health plans, including home health aids or nursing facility stays. The agency can create policies suited for various commercial operations, such as small offices, warehouse distribution centers, and food service businesses.
Nowak & Nowak, based in Williston, VT, is known for helping clients plan for future care expenses through long-term care insurance policies. The agency assists individuals in assessing their asset protection needs and navigating policy options that cover home care, assisted living, and nursing home services. By tailoring coverage to local health care costs, it supports families in maintaining financial security. A specialty service it can add on is Medicare supplement plan guidance for seamless retirement health coverage.
What Does a a Long-Term Care Insurance Agent in Williston Cost?
Long-term care insurance premiums in Vermont vary by age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Costs increase with age and if you add inflation protection. This is general information and not insurance advice.
About long-term care insurance agents in Williston
Long-term care insurance agents in Williston Vermont help residents plan for future care costs. Vermont offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these state-specific plans work and compare policies from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Williston do?
An agent helps you understand policy options and find coverage that fits your budget and health needs. They explain Vermont Partnership plans and how they interact with Medicaid. They also guide you through the application and underwriting process.
Is long-term care insurance required in Vermont?
No, Vermont does not require long-term care insurance. However, the state encourages planning through its Partnership Program. This program provides asset protection if you later need Medicaid.
How does the Vermont Partnership Program work with an agent?
An agent can help you buy a qualified Partnership policy. This policy must meet Vermont standards and include inflation protection. If you use the policy benefits and then need Medicaid, you can keep assets equal to what the policy paid.