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Find Long-Term Care Insurance Agents Near You in St Johnsbury, VT
Directory of long-term care insurance agents in St Johnsbury, Vermont. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
St Johnsbury, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Vermont before hiring.
Showing 2 long-term care insurance agents in St Johnsbury, VT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barrett Insurance Agency
229 Portland St Ste 101, St Johnsbury, VT 05819
(802) 748-5224
thebarrettagency.com
Carter Insurance Agency, LLC
1951 Memorial Dr, St Johnsbury, VT 05819
(802) 748-8081
farmcountry.net
Long-term care insurance agents in St Johnsbury Vermont help residents plan for future care needs. Vermont offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these policies work with Vermont rules and your personal situation.
What Does a Long-Term Care Insurance Agent in St Johnsbury Cost?
Long-term care insurance premiums in Vermont vary based on age health and coverage level. A typical policy for a 55 year old may cost between 1500 and 3000 dollars per year. Higher benefit amounts and inflation riders increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in St Johnsbury do?
An agent helps you compare policies from different carriers and explains coverage options for home care, assisted living, and nursing homes. They also guide you through Vermont specific rules like the Partnership program and tax deductions.
Does Vermont have a tax incentive for long-term care insurance?
Yes, Vermont offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can help you understand how this applies to your taxes.
How does the Vermont Long-Term Care Partnership work?
The Partnership lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. For example if your policy pays 100000 dollars in benefits you can protect that amount of assets. This is a key reason to work with a local agent who knows Vermont law.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Vermont.