The top-rated long-term care insurance agent in Plano, Texas is Insurigo Inc - Insurance Agency, rated 4.9 stars across 571 reviews. Other highly rated options include Custom Health Plans, Inc., The Sterling Insurance Group, Dean Insurance Group. This directory lists 22 long-term care insurance agents serving Plano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurigo Inc - Insurance Agency | 555 Republic Dr ste 440 | (214) 764-2224 |
| 2 | Custom Health Plans, Inc. | 4601 Old Shepard Pl #104 | (469) 361-4032 |
| 3 | The Sterling Insurance Group | 3415 Custer Rd #104 | (972) 964-4825 |
| 4 | Dean Insurance Group | 5600 Tennyson Pkwy | (214) 227-9377 |
| 5 | Insurance City | 3209 Premier Dr Suite 103 | (972) 422-1400 |
| 6 | Magnum Choice Insurance Agency Inc | 5016 Tennyson Pkwy | (972) 801-6878 |
| 7 | Hillcrest Insurance Group - Plano | 5700 Tennyson Pkwy #300 | (469) 929-9450 |
| 8 | Trusted Insurance Partners LLC | 3415 Custer Rd Ste 192 | (469) 656-8477 |
| 9 | Bob Jabour, Health Insurance Agent | 5055 W Park Blvd Suite 400 | (972) 381-4232 |
| 10 | Plano Health Benefits | 1201 E 15th St #101 | (469) 209-8418 |
Insurigo Inc - Insurance Agency serves the Plano and Collin County area, specializing in helping clients prepare for the financial challenges of extended care needs. As a long-term care insurance agent, it guides individuals and families through policy options that protect assets and provide access to in-home, assisted living, or nursing facility care. The company handles the application process and assists with policy comparisons to match coverage with future health care plans. It regularly aids with Medicare supplement evaluations and personalized needs assessments.
Custom Health Plans, Inc. provides guidance on securing long-term care insurance policies and navigating coverage options for clients in Plano, Texas. The company assists with policy selection and helps maintain existing plans as client needs evolve over time. Long-term care insurance agents in this area focus on protecting assets and planning for future care needs. The firm services single-family homes, apartments, and retirement communities.
The Sterling Insurance Group serves individuals, families, and those planning for retirement in Plano, Texas. The company provides guidance on long-term care insurance policies, advising clients on coverage options to help manage potential future care expenses. This work often involves assessing personal assets and health considerations to recommend appropriate plans. The firm helps navigate the nuances of policy design in the local market. Their services also frequently assist residents in nearby communities such as Frisco and the greater Dallas-Fort Worth metro area.
Dean Insurance Group in Plano, TX helps clients understand the key difference between one-time policy purchase options and recurring premium payment schedules when selecting long-term care coverage. These plans are designed to offset the high costs of assisted living, nursing homes, and in-home care that standard health insurance does not cover. The agents provide personalized guidance to match coverage levels with individual budgets and future care needs. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference for policy review and updates.
Insurance City serves Plano, Texas, and surrounding communities, handling long-term care insurance needs for local families and individuals. The agency assists clients with policies that cover home health aides, assisted living, and nursing home expenses. It evaluates each client’s future care needs and current financial situation to recommend suitable coverage options. For a typical job, the company conducts a personalized review of policy benefits and premium costs, then presents tailored plan choices for the client to consider.
Magnum Choice Insurance Agency Inc offers long-term care insurance policies designed to preserve savings against prolonged care costs. The agency assists families in Plano, Texas, with policy selection that covers home health aides, assisted living, or nursing facility stays. Their work includes comparing benefit periods and inflation protection options to match each client’s financial plan. Spring and summer are common times for reviewing a policy before the increased flu and fall-related injury risks arrive, making proactive adjustments a practical step before cooler months begin.
As Plano families begin planning for the financial impact of potential extended care needs, Hillcrest Insurance Group - Plano assists residents in evaluating suitable long-term care insurance coverage options. Their agents focus on explaining how policies can protect personal assets and offer flexibility for future care decisions. Meetings typically start with a thorough needs assessment where clients discuss their assets, health factors, and care preferences. The process concludes with an initial policy review session to clarify coverage details and begin the enrollment paperwork.
Trusted Insurance Partners LLC specializes in guiding clients through long-term care insurance options. This firm helps individuals plan for future care needs while protecting personal assets. Understanding that such coverage can complement other health plans, the agent highlights policy features affecting daily living assistance and home care. With a local base in Plano, Texas, the company extends its services to professionals in office settings, offers guidance for warehouse staff risk management, and assists food service operators in developing employee benefit packages.
Bob Jabour, Health Insurance Agent serves residents in the Plano, Texas area, helping individuals secure long-term care insurance policies that cover at-home and facility-based care needs. Commercial coverage is also available for businesses seeking to protect their employees’ future care expenses. The agency works with local clients to tailor plans to their specific financial and health situations. After a policy is in place, the agent provides ongoing follow‑up service and returns for regular benefit check‑ups or coverage adjustments during seasonal reviews.
Plano Health Benefits is known for guiding clients in Plano, Texas, through the selection of long-term care insurance policies. The agency works to evaluate individual health and financial situations to recommend appropriate coverage for future care needs. By comparing policies from different insurers, it helps clients understand benefit periods and inflation protection options. Its service range includes assisting with policy applications and claims questions. For specialty add-on services, the agency also offers guidance on combining long-term care coverage with life insurance products.
What Does a a Long-Term Care Insurance Agent in Plano Cost?
In Texas long-term care insurance premiums vary widely based on age health benefit amount and policy features. A typical policy for a 55-year-old in Plano might cost between 1500 and 3500 per year for 150000 in initial benefits with a 3 percent inflation rider. Costs can be higher for older applicants or those with health issues. This is general information not insurance advice.
About long-term care insurance agents in Plano
Long-term care insurance agents in Plano Texas help residents find coverage for nursing home care home health aides and assisted living. Texas law offers the Long-Term Care Partnership program which allows policyholders to protect assets equal to benefits paid. An agent can explain how these plans work with Medicaid planning and your personal financial situation.
Frequently Asked Questions
What does a long-term care insurance agent in Plano do?
An agent helps you compare policies from different carriers and explains coverage details like elimination periods and benefit amounts. They guide you through the application process including medical underwriting. For Texas residents they can also discuss the state Partnership program which offers asset protection.
How do Texas Partnership long-term care policies work?
Texas Partnership policies are certified by the state and provide dollar-for-dollar asset protection if you later need Medicaid. For example if your policy pays out 100000 in benefits you can keep 100000 in assets and still qualify for Medicaid. An agent can help you determine if this option fits your needs.
What is the typical age to buy long-term care insurance in Texas?
Most people purchase policies between ages 50 and 65 when premiums are lower and health conditions are less likely to cause denial. Texas law allows rate stability protections but premiums can still increase with group approval. An agent can quote prices for your specific age and health status.
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