The top-rated long-term care insurance agent in Longview, Texas is Texas Medicare Supplement Specialist, rated 4.9 stars across 109 reviews. Other highly rated options include Amy Frith Insurance Agency, Copeland Insurance Group, SIG/Ramey Insurance. This directory lists 19 long-term care insurance agents serving Longview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texas Medicare Supplement Specialist | 3010 Latonia St | (903) 918-9091 |
| 2 | Amy Frith Insurance Agency | 2814 Bill Owens Pkwy # 100 | (903) 686-1195 |
| 3 | Copeland Insurance Group | 1203 W Loop 281 | (800) 220-8899 |
| 4 | SIG/Ramey Insurance | 1605 Judson Rd suite a | (903) 235-5658 |
| 5 | Epic Insurance Agency | 107 Community Blvd 3532 Suite 1 | (903) 705-0160 |
| 6 | Dickson Insurance Agency, LLC | 414 E Loop 281 #1 | (903) 399-1223 |
| 7 | Davis Insurance | 414 E Loop 281 #15 | (903) 232-1635 |
| 8 | American Insurance of Texas | 1015 W Loop 281 ste:1 | (903) 234-9473 |
| 9 | Gans & Smith Insurance Agency, Inc. | 1109 Judson Rd | (903) 757-4601 |
| 10 | Legacy Insurance Agency - Michael Smith | 2002 Judson Rd Ste. 108 | (903) 212-2000 |
Texas Medicare Supplement Specialist serves the Longview, Texas area and surrounding county as a local long-term care insurance agency. The company helps clients navigate long-term care policies that cover services not typically included under standard health insurance or Medicare. Its services address the financial planning needs associated with extended care for chronic conditions, disabilities, or aging-related needs. The agency specifically assists with policy selection for in-home care coverage and nursing facility benefit plans.
Amy Frith Insurance Agency serves families and individuals in Longview, Texas who are planning for potential long-term care needs. The agency focuses on helping clients understand policy options that provide coverage for assistance with daily activities and nursing home or home-based care. The agent works with local residents to compare plans and design coverage that fits their budget and health considerations. This service also extends to clients in nearby communities within the greater Gregg County area, including Kilgore.
Copeland Insurance Group provides a range of long-term care insurance solutions for residents of Longview, Texas. The agency advises clients on policies that cover nursing home stays, assisted living, and home health care services. Service offerings include initial needs assessments and policy comparisons, followed by ongoing plan maintenance and annual policy reviews to adjust for changing care costs. Property types handled include single-family homes, apartments, and ranch-style residences, as well as commercial properties such as retail storefronts, office spaces, and local restaurants.
SIG/Ramey Insurance in Longview, TX distinguishes between one-time consultations and ongoing policy management services. Coverage guidance for long-term care insurance typically explains benefit triggers, daily benefit amounts, and inflation protection options. As a local agency, it assists clients in comparing policy features to match anticipated care needs. Service is available on an as-needed basis, allowing clients to schedule discussions when evaluating new coverage or adjusting existing plans.
Epic Insurance Agency in Longview, TX specializes in helping clients plan for the financial impact of extended care needs, offering guidance on various long-term care insurance policies. The agency works individually with local residents to assess their coverage options and navigate the complexities of policy selection, ensuring clients understand their potential benefits. As families face rising care costs, the agency often assists with plans ahead of the annual Medicare open enrollment period or when a recent health event prompts reassessment of future care needs.
As Southeast Texas families begin discussing future care needs with aging parents, securing coverage that preserves independence becomes a priority. Dickson Insurance Agency, LLC in Longview helps clients navigate the complexities of long-term care policies to protect assets from rising nursing home and home health costs. Their process emphasizes understanding each individual’s financial picture and family history. For those starting this research, the agency offers an initial consultation to review current health status and appropriate policy options.
Serving Longview and the surrounding communities in East Texas, Davis Insurance focuses specifically on long-term care insurance, helping clients plan for potential future needs such as in-home support or assisted living. The agency handles individual policies designed to cover the high costs of extended care that Medicare does not pay for. For each client, the agency first reviews personal assets and health considerations, then presents tailored policy options from multiple carriers with contrasting benefit structures.
American Insurance of Texas provides residential long-term care insurance services in the Longview area, helping individuals protect assets and plan for future care needs. The agency also offers commercial coverage options to local businesses seeking group or individual long-term care policies. Serving Longview and the surrounding region, the company assists clients with policy selection and enrollment. After an initial consultation, agents typically contact policyholders annually or whenever coverage adjustments are needed, ensuring clients maintain appropriate protection between regular visits.
Gans & Smith Insurance Agency, Inc. helps clients across the Longview, TX area with their insurance protection needs. The agency specializes in providing long-term care insurance policies, which cover services like nursing home care or in-home assistance for those who can no longer care for themselves independently. Agents work with individual clients to explain coverage options and plan for future care costs. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Legacy Insurance Agency - Michael Smith in Longview, TX, is known for helping clients plan for the financial impact of extended care needs. Its service range includes consultation on policy options that cover home care, assisted living, and nursing facility expenses. Many area residents work with an agent to protect retirement savings against rising care costs. A specialty service it can add on is offering personalized reviews of existing Medicare supplement plans to coordinate with long-term care coverage.
What Does a a Long-Term Care Insurance Agent in Longview Cost?
Long-term care insurance premiums in Texas vary widely based on age, health, and benefit amount. A typical policy for a healthy 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on whether you choose a Partnership policy or add inflation protection. This is general information and not insurance advice.
About long-term care insurance agents in Longview
Long-term care insurance agents in Longview Texas help residents plan for future care costs. These professionals can explain Texas-specific options like the Texas Partnership for Long-Term Care program. This program allows policyholders to protect some assets while qualifying for Medicaid if needed.
Frequently Asked Questions
What does a long-term care insurance agent in Longview do?
A Longview agent helps you compare policies from different carriers. They explain coverage details and assist with underwriting and application forms. They also help you understand Texas state requirements for long-term care insurance.
What is the Texas Partnership for Long-Term Care program?
This Texas program lets you buy a qualified long-term care policy that includes asset protection. If you use all your policy benefits, you can still qualify for Medicaid without spending down all your assets. Your agent can tell you if a Partnership policy is right for you.
How do Texas laws affect long-term care insurance policies?
Texas requires insurers to offer certain consumer protections like a 30-day free look period. Policies must also include inflation protection options and cannot deny coverage based on pre-existing conditions after six months of continuous coverage. Your agent will explain these rules during the sales process.
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