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Directory of long-term care insurance agents in Clute, Texas. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Clute, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 long-term care insurance agents in Clute, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kalen Bailey - State Farm Insurance Agent
158 Brazosport Blvd N, Clute, TX 77531
(979) 265-3345
kalenbailey.com
Farmers Insurance - Nicole Maddox
103 Dixie Dr, Clute, TX 77531
(979) 265-2878
agents.farmers.com
Long-term care insurance agents in Clute, Texas help residents plan for future care needs such as nursing home or home health services. Texas law offers a 30-day free look period for new policies, allowing you to review coverage without penalty. Local agents can explain how Texas Partnership for Long-Term Care policies work to protect your assets.
What Does a Long-Term Care Insurance Agent in Clute Cost?
The cost of long-term care insurance in Texas varies by age, health, and coverage level. For a healthy 55-year-old, a policy with a 3-year benefit period and 5% inflation protection can range from $1,500 to $2,500 per year. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Clute do?
An agent helps you compare policies from different insurers, explains coverage options, and assists with the application process. They can also clarify how Texas state rules affect your policy, such as inflation protection requirements.
How do Texas Partnership policies work with an agent?
Texas Partnership policies allow you to keep some assets equal to the benefits paid out, helping you qualify for Medicaid later. An agent can show you which insurers offer these policies and how they fit your financial plan.
Is there a time limit to apply for long-term care insurance in Texas?
There is no state time limit to apply, but insurers often require medical underwriting. Many agents recommend applying before age 60 to get lower premiums and avoid health-related denials.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.