The top-rated long-term care insurance agent in Memphis, Tennessee is Hudspeth Benefits Group, rated 5.0 stars across 217 reviews. Other highly rated options include Globe Life Liberty National Division: Terah Mims Agency, Clay & Land Insurance, Inc., Liberty Mutual Insurance Dustin Hopkins. This directory lists 19 long-term care insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hudspeth Benefits Group | 5635 Walnut Grove Rd | (901) 763-2021 |
| 2 | Globe Life Liberty National Division: Terah Mims Agency | 1255 Lynnfield Rd STE 100 | (901) 363-8234 |
| 3 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 4 | Liberty Mutual Insurance Dustin Hopkins | 6060 Poplar Ave #301 | (901) 212-1797 |
| 5 | Tennessee Medicare Guidance | 3263 W Sarazens Cir | (901) 493-1511 |
| 6 | Sneed Insurance | 4515 Poplar Ave #322 | (901) 372-4580 |
| 7 | Crye-Leike Insurance Agency | 6525 N Quail Hollow Rd #400 | (901) 758-5622 |
| 8 | Optimum Care Insurance Agency, LLC | 3850 Viscount Ave | (901) 441-6282 |
| 9 | Wealth & Health Benefits Plus | 6563 Stage Oaks Dr Suite 202 | (901) 258-5977 |
| 10 | Insure Local | 2422 Lovitt Dr | (901) 591-7912 |
Hudspeth Benefits Group serves the Memphis, Tennessee, metro area as a long-term care insurance agent. The firm assists individuals and families in evaluating coverage options for future care needs, including policies for home care, assisted living, and nursing facility expenses. It guides clients through policy comparisons and the application process. The company specifically handles the assessment of inflation protection riders and partnership-qualified long-term care plans in this region.
Serving Memphis and the surrounding communities, Globe Life Liberty National Division: Terah Mims Agency handles long-term care insurance planning for local families. Its work focuses on helping individuals prepare for potential future needs like home health care or assisted living. The agency takes a straightforward approach to guide clients through coverage options, explaining how policies can protect assets and provide care options. To handle a typical job, it reviews a client’s current situation and future goals before outlining suitable policy choices for consideration.
Clay & Land Insurance, Inc. serves homeowners and individuals in the Memphis area who are planning for future healthcare needs. As a long-term care insurance agent, the company helps clients evaluate policies that can cover extended nursing home stays, assisted living, or in-home support services. These policies are designed to protect savings against the high costs of prolonged care in Tennessee. The agency also provides its services to residents in the neighboring community of Germantown.
Liberty Mutual Insurance Dustin Hopkins in Memphis, TN offers a full range of long-term care insurance services, including policy counseling and the management of care benefit plans. It assists clients in understanding coverage options and navigating claims for home health aides or nursing facility stays. Routine policy reviews and updates are provided to align with changing health needs. The agency serves individual homeowners, families residing in apartments, and operators of retail stores and restaurants requiring asset protection strategies.
Tennessee Medicare Guidance in Memphis helps clients understand the difference between one-time policy consultations and recurring service options for long-term care coverage, which protects assets against the high costs of extended nursing or home-based assistance. Coverage plans can be tailored to address inflation and future care needs. Their service runs on a scheduled basis, with periodic reviews to adjust policy benefits as health circumstances or financial goals change over time.
Sneed Insurance specializes in guiding clients through the complexities of long-term care insurance, offering personalized policy consultations and coverage comparisons. The Memphis, TN agency works closely with individuals and families to understand future care needs, helping them navigate plan selection and application procedures. These services aim to protect assets and ensure access to quality care. For those approaching retirement or facing a sudden health change, the agency assists with evaluating options to prepare for potential assisted living or home health care expenses in the Mid-South area.
For Memphis seniors facing the long, sweltering summer, securing affordable long-term care coverage is a pressing concern. Crye-Leike Insurance Agency in Memphis, TN, advises local families on policies that help preserve savings against the high cost of assisted living and nursing home care. As a dedicated long-term care insurance agent, the company explains plan options and benefit periods tailored to individual budgets. An initial consultation typically begins with a simple review of current health needs and financial goals to determine suitable coverage.
Optimum Care Insurance Agency, LLC assists individuals in the Memphis, Tennessee area with preparing for future health and income needs through financial planning. The agency operates as a long-term care insurance agent, specializing in policies that help cover expenses for extended care services not paid by standard health coverage or Medicare. It works with local clients to design customized plans that protect assets and ensure access to care. The company serves various commercial sectors, including offices, warehouses, and food service operations.
Wealth & Health Benefits Plus assists Memphis residents with securing coverage for residential long-term care needs. The agency also provides commercial long-term care insurance options for businesses across the Memphis area. They focus on helping clients understand their future care options and the financial strategies available. Policyholders often contact the agency again for annual policy reviews or to adjust coverage between their regular check-ins.
What Does a a Long-Term Care Insurance Agent in Memphis Cost?
The cost of long-term care insurance in Tennessee varies by age health and policy features. A typical annual premium for a 55 year old can range from 1500 to 3500 dollars for a policy with a 150 dollar daily benefit and 3 year benefit period. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Memphis
Long-term care insurance agents in Memphis Tennessee help residents plan for future care needs such as nursing home or home health services. Tennessee law requires agents to be licensed and to follow specific disclosure rules about policy benefits and inflation protection. Working with a local agent can help you understand how Tennessee Partnership policies coordinate with Medicaid asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Memphis do?
A long-term care insurance agent in Memphis helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Tennessee specific rules including the Partnership program which allows you to protect assets equal to the benefits paid out.
Are there Tennessee specific laws for long-term care insurance?
Yes Tennessee requires insurers to offer inflation protection and to provide a free look period of at least 30 days. Agents must also give you a detailed outline of coverage and a buyers guide before you purchase a policy.
How do I choose a long-term care insurance agent in Memphis?
Look for an agent who is licensed in Tennessee and has experience with multiple insurance carriers. Ask about their knowledge of Tennessee Partnership policies and whether they can explain how benefits interact with TennCare the states Medicaid program.
Long-Term Care Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City