The top-rated long-term care insurance agent in Lexington, South Carolina is Farrell Insurance Agency, rated 5.0 stars across 226 reviews. Other highly rated options include Relation Insurance Services, Mauldin Insurance Group, Safe Harbor Insurance Advisors. This directory lists 20 long-term care insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farrell Insurance Agency | 237 Charter Oak Rd. | (803) 399-0200 |
| 2 | Relation Insurance Services | 5465 Sunset Blvd | (803) 808-2886 |
| 3 | Mauldin Insurance Group | 100 Old Cherokee Rd Ste F #167 | (843) 509-2462 |
| 4 | Safe Harbor Insurance Advisors | 201 W Main St | (803) 386-1885 |
| 5 | Blackston Insurance Solutions | 1792 S Lake Dr Suite 90-307 | (803) 240-7524 |
| 6 | HealthMarkets Insurance Agency: Jeff Howle | 109 Old Chapin Rd STE E | (803) 678-9808 |
| 7 | Midlands Insurance Center | 339 W Butler St | (803) 957-3311 |
| 8 | The Carter Insurance Group | 4727A Sunset Blvd | (803) 520-5260 |
| 9 | Kuhn Insurance Group | 510 E Main St | (803) 636-2214 |
| 10 | Carolina Insurance Group | 141 Charter Oak Rd. | (803) 951-3351 |
Farrell Insurance Agency serves the Lexington, South Carolina area as a local long-term care insurance agent. The company helps individuals and families plan for future health needs by offering policies that cover services such as home care and assisted living. Evaluating clients' current assets and health considerations, the agency presents coverage options from familiar carriers. Its work focuses on protecting savings from the high costs of extended care. The agency specifically handles policy comparisons and personalized protection planning tailored to seniors in the local community.
Relation Insurance Services provides long-term care insurance options to clients in the Lexington, South Carolina area. It assists individuals in planning for future care needs by explaining policy coverage terms and the process for claiming benefits. The agency offers ongoing policy servicing to help clients adjust coverage as circumstances change over time. Support is available for reviewing plan details and filing claims when necessary. The company works with local clients residing in single-family homes, apartments, retail establishments, and restaurants.
Serving Lexington, South Carolina, and the surrounding communities, Mauldin Insurance Group specializes in long-term care insurance. The agency assists individuals and families with policies designed to cover costs associated with extended care services. Its work includes evaluating each client’s unique financial situation and future needs to recommend appropriate coverage options. Typically, the agency handles this process by conducting a thorough consultation to explain policy benefits and exclusions, then carefully comparing plans from multiple carriers to find a suitable fit.
Safe Harbor Insurance Advisors serves individuals and families in Lexington, South Carolina, who are planning for future long-term care needs. This agency focuses on helping clients evaluate and select long-term care insurance policies to protect assets and ensure access to care. They assist homeowners and retirees in understanding coverage options that address potential assisted living, nursing home, or in-home care costs. Their services include policy comparisons and application guidance tailored to local community needs. The agency also covers the greater Columbia metropolitan area, including the nearby town of Irmo.
Blackston Insurance Solutions in Lexington, SC helps clients understand the key difference between a single, one-time policy purchase and the recurring service of premium management and benefit adjustment. Coverage options typically focus on protecting assets from the high cost of future custodial care, whether in a facility or at home. Policies often include inflation protection and benefit period choices. Their service runs on a scheduled basis to review coverage needs and adjust plans as circumstances change.
HealthMarkets Insurance Agency: Jeff Howle provides specialized long-term care insurance services in Lexington, South Carolina. It helps clients plan for future needs related to extended medical or personal care at home, in assisted living, or in nursing facilities. The agency also offers general insurance guidance, assisting with policy selection and coverage comparisons to fit individual budgets and health situations. As local families consider their options, this agent helps address concerns about protecting retirement savings and managing care costs, particularly during spring planning for upcoming health changes or policy renewals.
As winter approaches in Lexington, many families begin reviewing their financial plans to cover potential long-term care needs. Midlands Insurance Center offers guidance specific to long-term care insurance policies, helping clients evaluate how a plan might protect savings from the high cost of assisted living or home health services. Their work focuses on explaining policy options available to local residents. To get started, they schedule a personal consultation to review each client’s current assets and health situation before suggesting an appropriate policy for initial consideration.
The Carter Insurance Group in Lexington, SC assists individuals and families with planning for future care needs. As a long-term care insurance agent, the company identifies policies that cover services not included by standard health plans. This specialty helps clients protect assets while preparing for potential extended medical stays or home-based assistance. The firm also serves commercial sectors requiring workplace benefits, including offices, warehouses, and food service businesses.
Serving residents of Lexington, this agency provides long-term care insurance guidance for individuals navigating the financial challenges of chronic illness and aging. For commercial entities, it assists with coverage strategies tailored to employee benefits and business continuation needs across the greater Columbia metropolitan area. Agents stay current on policy structures, including inflation protection and hybrid life-care options, to address evolving local regulations and market shifts. Follow-up consultations are typically arranged between annual policy reviews or when changes in a client’s personal health or care situation arise.
Carolina Insurance Group in Lexington, SC is known for guiding individuals and families through the complexities of long-term care insurance planning. Serving the local area, the agency helps clients evaluate coverage options designed to protect assets and maintain independence in later years. Agents assist with comparing policies that address aging-related needs, including in-home care and assisted living. As a specialty service, the agency can also advise on hybrid life insurance policies that incorporate long-term care benefits within the same plan.
What Does a a Long-Term Care Insurance Agent in Lexington Cost?
Typical costs for long-term care insurance in South Carolina vary by age and health. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit. A 65-year-old could see annual premiums from $2,500 to $5,000. Costs are higher for those with health issues or shorter elimination periods. This is general information, not insurance advice.
About long-term care insurance agents in Lexington
Long-term care insurance agents in Lexington, South Carolina help residents plan for future care needs. South Carolina law requires agents to be licensed and follow specific rules for policy disclosures. Local agents can explain how state partnership programs may help protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Lexington do?
An agent helps you compare policies from different companies. They explain coverage options, benefit amounts, and elimination periods. They also ensure the policy meets South Carolina insurance regulations.
Are there South Carolina rules for long-term care insurance?
Yes, South Carolina has a 30-day free look period for new policies. Agents must provide a Shopper Guide and outline of coverage. The state also requires inflation protection offers for most buyers.
How do I choose a long-term care insurance agent in Lexington?
Look for an agent with experience in long-term care products. Verify their license through the South Carolina Department of Insurance. Ask about their knowledge of state partnership programs and tax qualified policies.
Long-Term Care Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Greenville · Greer · Hilton Head Island · Mt Pleasant · Myrtle Beach · North Augusta