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Compare Long-Term Care Insurance Agents in West Warwick, RI

Browse long-term care insurance agents serving West Warwick, Rhode Island. Contact information and addresses listed below.

8 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 long-term care insurance agents in West Warwick, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dacey Insurance Agency, a World Company
1350 Division Rd #101, West Warwick, RI 02893
(401) 398-8020 daceyinsurance.com
John J Clarke Insurance, Inc
1226 Main St #1, West Warwick, RI 02893
(401) 821-7330 insuranceri.info
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
(401) 828-7946 grahaminsuranceinc.com
MetLife - Donna Averill
312 Cowesett Ave, West Warwick, RI 02893
(401) 279-0735
World Insurance Associates LLC
1350 Division Rd Suite 101 & 104A, West Warwick, RI 02893
(401) 884-1090 locations.worldinsurance.com
Blink Insurance Service
1235 Division Rd, West Warwick, RI 02893
(401) 655-2967
Smile More Insurance LLC
312 Cowesett Ave, West Warwick, RI 02893
(401) 655-2911
Senior Insurance Solutions LLC
21 Wilson St, West Warwick, RI 02893
(401) 389-3323 seniorinsurancesolutionsri.com

Long-term care insurance agents in West Warwick help residents plan for future care costs such as nursing home stays or home health aides. Rhode Island law allows a Partnership for Long-Term Care program that lets policyholders protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage choices.

What Does a Long-Term Care Insurance Agent in West Warwick Cost?

In Rhode Island, long-term care insurance premiums vary widely based on age, health, and coverage amount. A typical policy for a healthy 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old, premiums often range from 250 to 500 dollars per month. These are estimates only. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in West Warwick do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you on Rhode Island Partnership policies which offer asset protection.
How does Rhode Island Partnership for Long-Term Care work?
This state program allows you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. The policy must be certified by the Rhode Island Department of Human Services. An agent can help you find a qualified Partnership policy.
What is the age requirement for buying long-term care insurance in Rhode Island?
You can buy a policy at any age, but premiums are lower when you are younger and healthier. Rhode Island law requires insurers to offer coverage to individuals up to age 79. After that age, policies may be harder to find or more expensive.