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Compare Long-Term Care Insurance Agents in Smithfield, RI
Browse long-term care insurance agents serving Smithfield, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 long-term care insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neighborhood Health Plan of Rhode Island
910 Douglas Pike, Smithfield, RI 02917
(401) 459-6000
nhpri.org
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Long-term care insurance agents in Smithfield, Rhode Island help residents plan for future care needs. Rhode Island offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand how these state specific rules affect your coverage.
What Does a Long-Term Care Insurance Agent in Smithfield Cost?
Long-term care insurance premiums in Rhode Island vary by age, health, and coverage level. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year. For a 65 year old, annual premiums often range from $2,500 to $5,000. Costs also depend on benefit amount, elimination period, and inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Smithfield do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage options for home care, assisted living, and nursing home care. They also guide you through Rhode Island specific rules like the Partnership for Long-Term Care program.
How does Rhode Island Partnership for Long-Term Care affect my policy?
The Rhode Island Partnership program lets you keep a portion of your assets equal to the benefits your policy pays out if you later need Medicaid. This program is only available through certified agents who sell qualified partnership policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.