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Compare Long-Term Care Insurance Agents in Scituate, RI

Looking for a long-term care insurance agent in Scituate? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Scituate, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 long-term care insurance agents in Scituate, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200 charlandinsurance.com
Insight Insure Agency
24 Snake Hill Rd, Scituate, RI 02857
(401) 213-1866
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739 sarahinsurance.com

Long-term care insurance agents in Scituate, Rhode Island help residents plan for future care needs while protecting assets. Rhode Island offers a Long-Term Care Partnership Program that allows policyholders to qualify for Medicaid without spending down all assets. An agent can explain how this program works with private insurance to meet local needs.

What Does a Long-Term Care Insurance Agent in Scituate Cost?

The cost of long-term care insurance in Rhode Island varies by age, health, and coverage amount. For a healthy 55-year-old, a policy with a 3-year benefit period and 3% inflation protection may cost between $1,500 and $3,000 per year. Premiums can be higher for older applicants or those with health issues. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Scituate do?
An agent helps you compare policies from different carriers, explains coverage options like home care or nursing facility care, and guides you through Rhode Island specific rules. They also assist with the application process and medical underwriting requirements.
Does Rhode Island have a partnership program for long-term care insurance?
Yes, Rhode Island participates in the Long-Term Care Partnership Program. This program lets policyholders keep a portion of their assets equal to the benefits paid by the policy when applying for Medicaid. An agent can explain how this affects your financial plan.