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Compare Long-Term Care Insurance Agents in North Smithfield, RI
Browse long-term care insurance agents serving North Smithfield, Rhode Island. Contact information and addresses listed below.
5 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 long-term care insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830
Long-term care insurance agents in North Smithfield, Rhode Island help residents plan for future care needs. Rhode Island offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how this program works with private policies to meet local needs.
What Does a Long-Term Care Insurance Agent in North Smithfield Cost?
The cost of long-term care insurance in Rhode Island varies by age, health, and coverage level. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums increase with age and for added benefits like inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in North Smithfield do?
An agent helps you compare policies from different insurers, explains coverage options like home care and nursing home benefits, and guides you through Rhode Island specific rules. They also assist with the application process and medical underwriting.
How does Rhode Island Long-Term Care Partnership affect my policy?
This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. An agent can show you how partnership-qualified policies work under Rhode Island law to protect your savings.
What are the age requirements for buying LTC insurance in Rhode Island?
Most insurers offer policies to residents aged 18 to 84, but premiums are lower for younger buyers. Rhode Island does not set a minimum age, but carriers may have their own limits. An agent can help find a policy that fits your age and health.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.