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Find Long-Term Care Insurance Agents in Cumberland, RI
Looking for a long-term care insurance agent in Cumberland? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 long-term care insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
Long-term care insurance agents in Cumberland Rhode Island help residents plan for future care needs. Rhode Island offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage options.
What Does a Long-Term Care Insurance Agent in Cumberland Cost?
Typical costs for long-term care insurance in Rhode Island vary by age and health. A 55-year-old might pay between 1,500 and 3,000 dollars per year for a standard policy. Premiums can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Cumberland do?
An agent helps you compare policies from different insurers and explains coverage options. They can also advise on Rhode Island Partnership Program policies that offer asset protection.
How does the Rhode Island Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. The agent can explain how this affects your financial planning in Cumberland.
Do I need a license to sell long-term care insurance in Rhode Island?
Yes. Agents must hold a valid Rhode Island insurance license and complete specific training on long-term care products. They must also follow state rules about policy disclosures and suitability.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.