Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 long-term care insurance agents in Chepachet, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888
chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116
agency.nationwide.com
What Does a Long-Term Care Insurance Agent in Chepachet Cost?
Long-term care insurance premiums in Rhode Island vary based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a basic plan with a 3-year benefit period and a 90-day waiting period. Costs increase with age and richer benefits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Chepachet do?
An agent helps you compare policies from multiple insurers, explains coverage limits and benefit triggers, and assists with the application process. They must follow Rhode Island rules for suitability and cannot recommend a policy without a full financial assessment.
Does Rhode Island have a special long-term care insurance program?
Yes, Rhode Island has the Partnership for Long-Term Care program. This allows policyholders to qualify for Medicaid asset protection equal to the amount their policy pays out. An agent can explain how this program works in Chepachet.
How do I choose a long-term care insurance agent in Chepachet?
Look for an agent licensed in Rhode Island with experience in long-term care policies. Ask about their familiarity with the Rhode Island Partnership program and whether they represent multiple insurance companies. You can verify an agents license through the Rhode Island Department of Business Regulation.