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Find Long-Term Care Insurance Agents Near You in Lower Gwynedd Township, PA

Compare long-term care insurance agents in Lower Gwynedd Township. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Lower Gwynedd Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 4 long-term care insurance agents in Lower Gwynedd Township, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emmanuel Insurance
516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002
(610) 279-4349 emmanuelins.com
Cheryl Nguyen - State Farm Insurance Agent
1600 N Bethlehem Pike #210, Lower Gwynedd Township, PA 19002
(215) 367-5963 montgomerycountycarinsurance.com
Bruckner Insurance Agency
805 N Bethlehem Pike, Lower Gwynedd Township, PA 19002
(215) 542-2999 brucknerinsurance.com
Horst Insurance
1600 N Bethlehem Pike #200, Lower Gwynedd Township, PA 19002
(215) 619-2813 horstinsurance.com

Long-term care insurance agents in Lower Gwynedd Township help residents plan for future care costs, including nursing home stays and home care. Pennsylvania offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these policies work with local facilities and state regulations.

What Does a Long-Term Care Insurance Agent in Lower Gwynedd Township Cost?

Typical annual premiums for long-term care insurance in Pennsylvania range from 1,500 to 4,500 dollars for a 55-year-old in good health, depending on benefit levels and inflation options. Costs increase with age and for those with health conditions. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Lower Gwynedd Township do?
An agent helps you compare policies from different carriers, explains coverage limits and benefit periods, and assists with the application process. They also clarify how Pennsylvania Partnership policies can help preserve your assets.
How do Pennsylvania laws affect long-term care insurance?
Pennsylvania requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Pennsylvania Insurance Department.
What factors influence the cost of long-term care insurance in Pennsylvania?
Costs depend on your age, health, benefit amount, and policy features. Pennsylvania premiums are also affected by the type of coverage, such as nursing home only versus comprehensive home and facility care.