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Compare Long-Term Care Insurance Agents in Chester Springs, PA

Looking for a long-term care insurance agent in Chester Springs? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Chester Springs, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 3 long-term care insurance agents in Chester Springs, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Grady Insurance Agency
60 Pottstown Pike # 2, Chester Springs, PA 19425
(484) 798-2257 ogradyinsurance.net
Longen Group, LLC
165 Byers Rd, Chester Springs, PA 19425
(610) 724-9717 longengrp.com
HealthMarkets Insurance - RuthAnn Platt
403 Tinker Dr, Chester Springs, PA 19425
(484) 885-6789 healthmarkets.com

Long-term care insurance agents in Chester Springs help residents plan for future care needs while protecting assets. Pennsylvania offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents can explain how these state-specific policies work and compare options from multiple carriers.

What Does a Long-Term Care Insurance Agent in Chester Springs Cost?

In Pennsylvania, long-term care insurance premiums for a 55-year-old in good health typically range from 1,500 to 3,500 dollars per year for a policy with 150,000 dollars in benefits and 3 percent inflation protection. Costs increase with age and health conditions. An agent can provide personalized quotes from multiple insurers. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Pennsylvania Partnership for Long-Term Care?
It is a state program that links private long-term care insurance with Medicaid asset protection. Policyholders who use their benefits can later qualify for Medicaid without spending down assets equal to the benefits paid. This program is available through certified agents in Chester Springs.
How do I choose a long-term care insurance agent in Chester Springs?
Look for an agent who is licensed in Pennsylvania and familiar with the state Partnership program. Ask about their experience with different carriers and their knowledge of Pennsylvania Medicaid rules. A good agent will explain policy features like inflation protection and elimination periods.
What factors affect long-term care insurance costs in Pennsylvania?
Costs depend on your age, health, benefit amount, and policy features like inflation riders. Pennsylvania law requires insurers to offer a 5 percent compound inflation option. Premiums can range from 1,000 to 5,000 dollars per year for a typical policy, but individual quotes vary.