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Compare Long-Term Care Insurance Agents in Cheltenham, PA

Looking for a long-term care insurance agent in Cheltenham? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Cheltenham, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 4 long-term care insurance agents in Cheltenham, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John DeGirolamo Jr - State Farm Insurance Agent
421 Central Ave Rear, Cheltenham, PA 19012
(215) 379-1772 jfdjr.com
Premier Group Insurance, LLC
106 Central Ave, Cheltenham, PA 19012
(215) 663-8998 e-premier.com
Carmen Ezzo: Allstate Insurance
55 Cheltenham Ave, Cheltenham, PA 19012
(215) 635-9600 agents.allstate.com
JL Alliance Group
2 Ryers Ave, Cheltenham, PA 19012
(215) 690-4518 jlalliancegroup.com

Long-term care insurance agents in Cheltenham, Pennsylvania help residents plan for future care costs such as nursing homes or home health aides. Pennsylvania offers a Partnership program that allows policyholders to protect assets equal to the benefits paid by their policy. Agents can explain how these plans work with state Medicaid rules and local care options in Montgomery County.

What Does a Long-Term Care Insurance Agent in Cheltenham Cost?

Long-term care insurance premiums in Pennsylvania vary based on age, health, and policy features. For a 55-year-old, a typical policy with a $150 daily benefit and 3-year term might cost between $1,500 and $3,000 per year. Costs increase with age and for policies with longer benefit periods or inflation protection. This is general information, not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Cheltenham do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. They also guide you on how Pennsylvania Partnership policies can help you qualify for Medicaid later if needed.
Does Pennsylvania have special rules for long-term care insurance?
Yes, Pennsylvania has a Long-Term Care Partnership Program that allows you to keep assets equal to the benefits your policy pays out. This means if your policy pays $100,000 in benefits, you can keep $100,000 in assets and still qualify for Medicaid. Agents must be licensed by the Pennsylvania Insurance Department to sell these policies.
How do I choose a long-term care insurance agent in Cheltenham?
Look for an agent who is licensed in Pennsylvania and has experience with long-term care policies from multiple carriers. Ask about their familiarity with local care costs in Cheltenham and nearby Philadelphia. You can verify an agents license through the Pennsylvania Insurance Departments website.