The top-rated long-term care insurance agent in Norman, Oklahoma is Julia Chew - State Farm Insurance Agent, rated 4.9 stars across 320 reviews. Other highly rated options include Oklahoma Insurance Group, Shelter Insurance - Brian McPherson, Knight's Insurance Agency, Inc.. This directory lists 19 long-term care insurance agents serving Norman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julia Chew - State Farm Insurance Agent | 701 Wall St | (405) 329-3311 |
| 2 | Oklahoma Insurance Group | 2900 W Lindsey St Suite 103 | (405) 701-5368 |
| 3 | Shelter Insurance - Brian McPherson | 303 E Tonhawa St #109 | (405) 364-9025 |
| 4 | Knight's Insurance Agency, Inc. | 1406 N Porter Ave | (405) 321-0021 |
| 5 | Altruistic Insurance Advisors | 2801 36th Ave NW Ste 213 | (405) 402-7727 |
| 6 | Shelter Insurance - JD Johnson | 1932 W Lindsey St F | (405) 366-8500 |
| 7 | Ed Preble Insurance Agency | 515 W Gray St Suite B | (405) 321-2348 |
| 8 | CINDY K NASHERT INSURANCE AGENCY, INC | 855 12th Ave NE | (405) 307-0500 |
| 9 | J. Charles Insurance | 2276 36th Ave NW Suite 120 | (405) 928-4441 |
| 10 | Kellen Crawford: Allstate Insurance | 2244 36th Ave NW Ste 100 | (405) 253-7414 |
Julia Chew - State Farm Insurance Agent serves the Norman, Oklahoma metro area as a long-term care insurance agent. This agency helps individuals plan for future personal care needs that are not covered by standard health insurance. It guides clients through the process of selecting a policy that protects assets while providing access to care at home or in a facility. The office handles policy reviews and claims assistance for long-term care coverage.
Oklahoma Insurance Group provides long-term care insurance agency services to individuals in and around Norman, Oklahoma. Its assistance typically covers policy selection and enrollment in plans designed to cover costs of nursing homes, assisted living, or home care. The agency also offers plan reviews to help clients maintain coverage as their needs change. Services are commonly available for single-family homes, apartments, retail, and restaurants.
Shelter Insurance - Brian McPherson serves Norman homeowners who want to prepare for the high costs of extended personal care, as well as local small business owners and property managers seeking coverage for key employees or assets. As a long-term care insurance agent, it focuses on helping clients evaluate policies that protect savings against future assistance needs for chronic illness or aging-related support. The office also provides guidance to residents across the broader Cleveland County area and into the nearby Moore metro region.
At Knight's Insurance Agency, Inc. in Norman, OK, one-time consultations allow clients to evaluate long-term care needs without ongoing commitment, while recurring service options provide periodic policy reviews for changing circumstances. Coverage is tailored through individual long-term care insurance plans that assist with future expenses for daily living assistance or home-based care. The agency operates primarily on an as-needed basis, though clients may schedule appointments for regular check-ins or request immediate policy adjustments.
Serving Norman and surrounding Oklahoma communities, Altruistic Insurance Advisors handles long-term care insurance acquisition. The company guides clients in planning for nursing home, assisted living, and home health care costs. Policies managed here typically help protect personal assets while addressing the high expense of extended care. For each client, the agency reviews personal finances and health considerations, then compares coverage options from multiple carriers. It finalizes a plan that addresses the individual need for mobility and daily living assistance.
Shelter Insurance - JD Johnson provides insurance services in Norman, Oklahoma, with a specialization in long-term care insurance coverage. This agency helps clients plan for future medical and custodial care needs that standard health policies often do not address. Individual consultations are used to explain how policies can protect savings from high care expenses. Beyond long-term care, the agency assists with other insurance for local businesses and residents. Its commercial sectors include offices, warehouses, and food service establishments.
Ed Preble Insurance Agency specializes in arranging long-term care coverage to help residents of Norman, Oklahoma prepare for future personal or home health needs. As a licensed agency in this field, it guides clients through policy options that address nursing home stays, assisted living, and in-home custodial care. The agency also assists families with understanding benefit limits and elimination periods. It often works with individuals nearing retirement who face rising care costs or unexpected health changes during open enrollment seasons.
When planning for the future of their health and finances, many Norman residents seek reliable strategies to cover potential care expenses later in life against rising local costs. Cindy K Nashert Insurance Agency, Inc offers guidance on Long-Term Care insurance for Norman, Oklahoma clients, helping them understand their policy options and coverage levels. The agency addresses individual needs through a straightforward process. This typically begins with an initial consultation to review a client's financial situation and goals as a comprehensive first step.
J. Charles Insurance provides long-term care insurance agent services to residents in Norman, Oklahoma. This office assists individuals with planning for future custodial needs, helping to protect personal assets against the high costs of extended care. Commercial coverage is also offered for businesses seeking employee benefits in this sector. Service extends throughout the Norman area and surrounding communities. Clients often return to adjust their policies as health or financial situations change, with follow-up appointments scheduled between regular annual reviews to update coverage details.
Kellen Crawford: Allstate Insurance in Norman, Oklahoma, is known for offering long-term care insurance agent services to local residents. The agency assists clients in planning for future health needs, providing policies that help cover costs for assisted living or in-home care. Its consultations explain coverage options and policy features to help individuals protect their assets. A specialty service it can add on is a complementary policy review session to assess existing coverage gaps.
What Does a a Long-Term Care Insurance Agent in Norman Cost?
Long-term care insurance premiums in Oklahoma vary based on age health benefit amount and policy features. A typical policy for a 55-year-old in Norman might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with 3-year coverage and 5 percent compound inflation protection. Premiums increase significantly for older applicants and those with health conditions. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Norman
Long-term care insurance agents in Norman Oklahoma help residents plan for future care needs including nursing home home health and assisted living services. Oklahoma law requires agents to be licensed by the Oklahoma Insurance Department and follow specific disclosure rules for policy benefits and inflation protection. Local agents understand the cost of care in Cleveland County and can guide you through the Oklahoma Partnership for Long-Term Care program which offers asset protection for qualifying policies.
Frequently Asked Questions
What does a long-term care insurance agent in Norman do?
A long-term care insurance agent in Norman helps you compare policies from different carriers explains benefit triggers and assists with underwriting. They also advise on Oklahoma-specific options like the state partnership program that allows you to protect assets equal to the benefits paid out.
Are there Oklahoma laws that affect long-term care insurance policies?
Yes Oklahoma law requires insurers to offer inflation protection and nonforfeiture benefits on most individual policies. Agents must also provide a shoppers guide and outline of coverage before you purchase a policy. The Oklahoma Insurance Department regulates all sales and handles consumer complaints.
How do I choose a long-term care insurance agent in Norman?
Look for an agent licensed in Oklahoma with experience in long-term care products. Ask about their familiarity with local care costs in Norman and the Oklahoma Partnership program. Verify their license through the Oklahoma Insurance Department website before working with them.
Long-Term Care Insurance Agents in Other Oklahoma Cities
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