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Long-Term Care Insurance Agents in Shaker Heights, OH

Directory of long-term care insurance agents in Shaker Heights, Ohio. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Shaker Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 5 long-term care insurance agents in Shaker Heights, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan King - State Farm Insurance Agent
20616 John Carroll Blvd, Shaker Heights, OH 44118
(440) 439-9990 ryankinginsurance.com
Rink Insurance Solutions
3558 Lee Rd, Shaker Heights, OH 44120
(216) 478-9068 rinkinsurancesolutions.com
Robin Gorman - State Farm Insurance Agent
16812 Chagrin Blvd, Shaker Heights, OH 44120
(216) 283-0080 robingorman.com
Brown Brown Insurance Services
3691 Lee Rd #210, Shaker Heights, OH 44120
(216) 751-2713 brownbrowninsuranceservices.com
Hart2Heart Insurance Group +
13800 Fairhill Rd, Shaker Heights, OH 44120
(216) 772-9687

Long-term care insurance agents in Shaker Heights help residents plan for future care costs while protecting assets. Ohio offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents can explain how this program works with private insurance to meet your needs.

What Does a Long-Term Care Insurance Agent in Shaker Heights Cost?

Long-term care insurance premiums in Ohio vary widely based on age health and benefit amount. A typical policy for a 55 year old might cost 1500 to 3000 dollars per year while a 65 year old might pay 2500 to 5000 dollars per year. Costs also depend on inflation protection and waiting period choices. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent do in Shaker Heights?
An agent helps you compare policies from different carriers and explains coverage options like home care and nursing facility benefits. They also guide you through Ohio specific rules such as the Partnership program requirements. The agent does not sell medical advice but provides policy information.
How does Ohio Partnership for Long-Term Care affect my policy?
Ohio Partnership policies allow you to protect a dollar amount of assets equal to the benefits your policy pays. This means if you use 100000 dollars in benefits you can keep 100000 dollars in assets and still qualify for Medicaid. An agent can explain how this works with your specific financial situation.
Are there age limits for buying long-term care insurance in Ohio?
Most carriers in Ohio offer policies to people aged 18 to 84 but premiums increase with age. You must be in good health to qualify and some conditions may cause denial. An agent can help you find a carrier that accepts your age and health status.