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Find Long-Term Care Insurance Agents Near You in Northfield, OH
Directory of long-term care insurance agents in Northfield, Ohio. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Northfield, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 long-term care insurance agents in Northfield, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lake Shore Insurance Agency
9265 Olde 8 Rd, Northfield, OH 44067
(330) 467-4348
lakeshoreinsurance.com
HealthMarkets Insurance - Steven Lichtig
10512 Northfield Rd #4, Northfield, OH 44067
(216) 577-8084
stevenlichtiginsurance.com
Long-term care insurance agents in Northfield, Ohio help residents plan for future care needs such as nursing home or home health services. Ohio law offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand how state regulations and inflation protection options affect your coverage.
What Does a Long-Term Care Insurance Agent in Northfield Cost?
Long-term care insurance costs in Ohio vary by age, health, and policy features. For a 55-year-old, a typical policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums are higher for older applicants and lower for those in good health. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Northfield do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you on Ohio-specific rules such as the state Partnership Program and tax deductions for qualified premiums.
How do I choose a long-term care insurance agent in Ohio?
Look for an agent licensed in Ohio with experience in long-term care products. Ask about their familiarity with the Ohio Partnership Program and whether they represent multiple insurance companies to offer a range of choices.
Are long-term care insurance premiums tax deductible in Ohio?
Yes, Ohio allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines. An agent can help you understand how this applies to your tax situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.