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Find Long-Term Care Insurance Agents Near You in Scotia, NY
Directory of long-term care insurance agents in Scotia, New York. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 long-term care insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Yetto - State Farm Insurance Agent
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
yettoinsurance.com
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427
scautub.com
State Farm
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
Long-term care insurance agents in Scotia, New York help residents plan for future care needs. New York state offers a Partnership for Long-Term Care program that allows policyholders to protect assets. Agents can explain how these policies work with local facilities in Schenectady County.
What Does a Long-Term Care Insurance Agent in Scotia Cost?
Long-term care insurance agent services in New York typically do not charge a separate fee. Agents earn commissions from insurance companies, which are included in your premium. Premiums for a 55-year-old in New York average between $1,500 and $3,000 per year depending on coverage level and health. Costs vary by age, health, and policy features. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Scotia do?
An agent helps Scotia residents compare policies from different carriers. They explain coverage options for home care, assisted living, and nursing facilities. They also guide clients through New York state regulations and partnership program requirements.
How does New York Partnership for Long-Term Care affect my policy?
New York Partnership policies allow you to keep assets equal to the benefits paid by your policy. These policies must meet state standards and are sold by licensed agents. An agent can tell you if a partnership policy is right for your situation.
What are the age and health requirements for long-term care insurance in New York?
Most insurers in New York require applicants to be between 18 and 84 years old. You must answer health questions and may need a medical exam. Pre-existing conditions can affect eligibility and premiums.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.